Articles by Harper Banks
Are you ready to be the legal guardian of your siblings’ children?
Have you considered what it would be like to become the legal guardian of your siblings’ children? We find out what being a guardian entails, and we consider how you would be able to cover the expenses.
Can you view a family member’s credit report?
Family members are often afforded certain privileges in relation to one another. But does this extend to gaining access to family members’ credit reports?
The role of technology in financial planning
Financial planning is among the many sectors impacted by technology. We find out how technology has changed financial planning, and we consider the risks of relying solely on digitally-driven products and advice.
What type of benefits should your employer offer?
In addition to receiving a salary, you may also receive employee benefits. We find out why employee benefits are important in the workplace, and we outline both the most common and the lesser-known benefits.
How much should you save for your vehicle finance deposit?
Financing a car is a big commitment, both in terms of duration and impact on your budget. We investigate the vehicle financing routes you can take, and how much you should save by way of a deposit.
Which gender best manages their debt?
Since the start of the pandemic, many South Africans have struggled to keep up with their debt obligations. We find out which gender has done a better job of managing their debt since Covid arrived.
What happens when siblings inherit a property?
How is property split among siblings? Can one sibling force the sale of a property? We answer these questions and consider what siblings and parents need to know about these emotive issues.
Pay less tax by registering your business abroad
Running your own business can be an expensive endeavour, which is why it’s important to minimise costs like your corporate income tax. We find out how starting your business in a country with a lower corporate income tax rate can generate...
Request your credit report from the right bureau
With so many different credit bureaus in South Africa, it may be difficult to decide which one to approach to access your credit report. We have a look at what you should be aware of when selecting a credit bureau.
Effective financial planning as a single parent
As a single mom or dad, it can be challenging to keep up with the ever-increasing expenses of raising a child. We have a look at the importance of setting up a budget as a single parent.
How your credit score impacts your insurance – and vice versa
Since insurance is paid in advance, it may seem unrelated to your credit score. However, these two are in fact linked to one another. We find out why insurers look at your credit score.
Should you share finances with your cohabiting partner?
When you and your partner decide to move in together, you need to work out whether it would be better to share your finances, or to continue to operate separately.