Articles by Harper Banks
Do minors who earn an income have to pay taxes?
There are a select few minors who manage to earn an income. This may be through acting in local television shows, or by earning ad revenue on a YouTube channel. In either case, what does this mean when it comes to taxes?
What if a business encourages cash payments?
A business tells you that you will receive a discount if you choose to pay with cash. We consider the reasons certain businesses do this.
Prevent your home from being repossessed
When you take out a home loan, you don’t intend to falter on your monthly repayments. However, the unthinkable may happen and you’ll have to find a way forward.
Should you authorise a minor on your credit card?
If you have children who need to move around independently, it may be practical to authorize them as users on your credit card. However, is this the right thing to do?
How to handle a call from a debt collector
If you don’t keep to your debt obligations, your credit provider will reach out to their collections department, or partner, and request that a debt collector call you. We briefly look at how debt collectors work, and how you should handl...
How to qualify for a grant in South Africa
There are numerous social grants available in South Africa. We have a look at why social grants are important, and we detail which grants are available and how you can qualify for them.
How to “switch-and-save” on credit agreements
You may have heard about a “switch-and-save” deal on your home or car insurance. However, did you know that you can do the same with your credit agreements?
How to fund a prototype for your start-up
It’s quite an adventure to quit your job start your own business. But this decision also comes with a lot of risk. If the concept is new, it’s best to design a prototype before you jump into the deep end.
Taking out a student loan? First read this
If your dream career requires a tertiary education, you will have to find a way to fund your student expenses. We have a look at who should take out a student loan.
Pitfalls of keeping savings in a bank account
We often believe that transferring a portion of our income to a separate savings account is the most effective way to grow our wealth. However, there are pitfalls to doing this.
Can you afford a ventilator in South Africa?
Prior to the arrival of Covid-19, ventilators were off the radar for most people. That has forever changed. We have a look at how they work, how the care is delivered, and how this determines the cost.
The costs and steps involved in transferring the title of a property
Perhaps you’re selling your family home, or maybe you’re looking for a house to make your home. In either case, you need to understand the ins and outs of transferring the title of a property.