Articles by Harper Banks
Private or dealership car sale – what’s best?
If you’re ready to sell your car, you may have wondered whether you should approach a dealership or advertise it privately online. We have a look at what you stand to gain from both options.
How to use debt to make money
In some cases, taking on debt can lead to profit in the long run. We have a look at where this applies, and we consider whether you should choose this route or not.
How can the motor ombudsman help you?
Did you know that if you have a dispute with someone in the automotive industry, you can reach out to the Motor Industry Ombudsman of South Africa (MIOSA) for assistance? We have a look at what this ombud does.
Can you see who’s viewed your credit report?
What if a third party attempts to gain access to your credit report? We have a look at whether you’re able to see who has requested your credit report, and how - or whether - access has been achieved.
How to insure portable possessions correctly
We all have gadgets that we rely on that need to be covered in the event of loss or damage. We have a look at how you can insure your portable possessions correctly.
How to invest in blockchain technology
You may have come across the term “blockchain technology”. But what does it actually mean, and is it worth considering by anyone other than Bitcoin boffins?
Should you use credit or pay with savings?
Imagine you need to figure out whether you should pay for an item with your savings, or buy it on credit. We have a look at which option makes most financial sense.
How to avoid being a victim of ATM theft
In South Africa, ATM theft is a big problem. We have a look at what you can do to stay safe while using an ATM, and we consider a couple of tips that are worth keeping in mind.
Insurance fraud - syndicates, opportunists, and murderers
We take out insurance to protect ourselves and our loved ones from unforeseen circumstances. But some try to take advantage of the insurance system. We have a look at what insurance fraud is.
Should you trust your tax practitioner?
You hand over the burden of filing your taxes to your trusted tax practitioner. But who is responsible if there are errors in your tax return?
Should you tell your colleagues how much you earn?
Openly discussing how much money you make is often considered taboo. We find out why this is such a “no-go” topic, and we consider whether it would be in your best interest to open up to your colleagues or not.
How to cope with financial anxiety
If you’re drowning in debt and struggling to make ends meet, then you're also likely suffering from financial anxiety. We have a look at what this entails, and we consider how you can get yourself into a better state.