Articles by Harper Banks

Are you falling prey to funeral cover fraud?
What if your loved ones try to claim from your funeral cover after your passing, only to find out that your cover doesn’t exist? We have a look at how criminals trick policyholders.

What’s your net worth?
We have a look at why it’s important to know your net worth, we consider the math behind it, and we find out how you can improve it over time.

How to protect your elders from fraud
Criminals like to target the elderly. We have a look at what elder fraud is by considering some real-life examples, and we then offer some tips on how you can protect the elders in your life.

The rise of rental fraud – don’t be a victim
It may seem awkward to request credentials from estate agents before handing over a deposit. However, with rental fraud on the rise, failing to do so may leave you vulnerable to scams.

4 Costs to consider before having a child
It takes a lot of hard work to raise a child. But, more than that, it costs a lot of money. If you’re planning to start a family, you need to be aware of how it will change your current budget.

Save for retirement or settle credit card debt?
If you’re working with a restricted budget, it may be difficult to decide between contributing towards your retirement savings or settling a portion of your debt. We have a look at how you should handle this.

Implement your own tax-saving strategies
Few people see taxes as anything other than a grudge expense. However, by implementing the correct tax strategies, you may find ways to save. We have a look at what a tax strategy is and we look at some examples to illustrate this.

3 Financial changes to expect after marriage
After getting engaged, it’s the ideal time to discuss your joint finances. We have a look at three important topics that you should work through with your partner before tying the knot.

Should you buy property with friends?
It’s becoming more common for long-term friends to invest in property together. We consider the perks of setting up a “property club” with your friends, and we find out what you should consider before doing this.

How to avoid buyer’s remorse
If the joy attached to your recent purchase soon dissipates, you may be experiencing buyer’s remorse. We consulted a wealth manager to help you avoid making an acquisition that you will later regret.

How to reset your finances for the new year
With the new year rolling in, you may have resolutions to improve your financial status in the months to come. You can kickstart this by reviewing and resetting your finances.

How to budget for recreational activities
Your monthly budget should include everything you require to maintain a reasonable lifestyle, and this includes recreational activities. We find out how you can create a “fun budget”.

