Articles by Harper Banks
How can the motor ombudsman help you?
Did you know that if you have a dispute with someone in the automotive industry, you can reach out to the Motor Industry Ombudsman of South Africa (MIOSA) for assistance? We have a look at what this ombud does.
How to use debt to make money
In some cases, taking on debt can lead to profit in the long run. We have a look at where this applies, and we consider whether you should choose this route or not.
Private or dealership car sale – what’s best?
If you’re ready to sell your car, you may have wondered whether you should approach a dealership or advertise it privately online. We have a look at what you stand to gain from both options.
The costs and steps involved in transferring the title of a property
Perhaps you’re selling your family home, or maybe you’re looking for a house to make your home. In either case, you need to understand the ins and outs of transferring the title of a property.
Can you afford a ventilator in South Africa?
Prior to the arrival of Covid-19, ventilators were off the radar for most people. That has forever changed. We have a look at how they work, how the care is delivered, and how this determines the cost.
Pitfalls of keeping savings in a bank account
We often believe that transferring a portion of our income to a separate savings account is the most effective way to grow our wealth. However, there are pitfalls to doing this.
Taking out a student loan? First read this
If your dream career requires a tertiary education, you will have to find a way to fund your student expenses. We have a look at who should take out a student loan.
How to “switch-and-save” on credit agreements
You may have heard about a “switch-and-save” deal on your home or car insurance. However, did you know that you can do the same with your credit agreements?
How to fund a prototype for your start-up
It’s quite an adventure to quit your job start your own business. But this decision also comes with a lot of risk. If the concept is new, it’s best to design a prototype before you jump into the deep end.
How to handle a call from a debt collector
If you don’t keep to your debt obligations, your credit provider will reach out to their collections department, or partner, and request that a debt collector call you. We briefly look at how debt collectors work, and how you should handl...
How to qualify for a grant in South Africa
There are numerous social grants available in South Africa. We have a look at why social grants are important, and we detail which grants are available and how you can qualify for them.
Should you authorise a minor on your credit card?
If you have children who need to move around independently, it may be practical to authorize them as users on your credit card. However, is this the right thing to do?