Articles by Harper Banks
Concealing your cash when out and about
It’s not unusual to see someone pull out money from their sock or undergarments. But this is not the best place to keep your money safe. We consider options for ensuring your personal safety.
How to assist with finances as a stay-at-home partner
When it comes to managing household finances, it can be challenging to be a stay-at-home partner because your role in this may not be clear. We look at how communicating with your partner can help work this out.
Should you lend to cash-strapped friends?
Many of us can sympathise when we receive a loan request from a cash-strapped friend. We look at the impact of these requests on your friendships.
Choose the right savings vehicle for your future home
Buying a home is one of the largest purchases you might make, and you need to make sure you save for it in the most practical and cost-effective way. We find out which savings vehicle you should make use of.
Should you share finances with your cohabiting partner?
When you and your partner decide to move in together, you need to work out whether it would be better to share your finances, or to continue to operate separately.
How your credit score impacts your insurance – and vice versa
Since insurance is paid in advance, it may seem unrelated to your credit score. However, these two are in fact linked to one another. We find out why insurers look at your credit score.
Effective financial planning as a single parent
As a single mom or dad, it can be challenging to keep up with the ever-increasing expenses of raising a child. We have a look at the importance of setting up a budget as a single parent.
Request your credit report from the right bureau
With so many different credit bureaus in South Africa, it may be difficult to decide which one to approach to access your credit report. We have a look at what you should be aware of when selecting a credit bureau.
Pay less tax by registering your business abroad
Running your own business can be an expensive endeavour, which is why it’s important to minimise costs like your corporate income tax. We find out how starting your business in a country with a lower corporate income tax rate can generate...
What happens when siblings inherit a property?
How is property split among siblings? Can one sibling force the sale of a property? We answer these questions and consider what siblings and parents need to know about these emotive issues.
Which gender best manages their debt?
Since the start of the pandemic, many South Africans have struggled to keep up with their debt obligations. We find out which gender has done a better job of managing their debt since Covid arrived.
How much should you save for your vehicle finance deposit?
Financing a car is a big commitment, both in terms of duration and impact on your budget. We investigate the vehicle financing routes you can take, and how much you should save by way of a deposit.