Articles by Harper Banks
What type of benefits should your employer offer?
In addition to receiving a salary, you may also receive employee benefits. We find out why employee benefits are important in the workplace, and we outline both the most common and the lesser-known benefits.
The role of technology in financial planning
Financial planning is among the many sectors impacted by technology. We find out how technology has changed financial planning, and we consider the risks of relying solely on digitally-driven products and advice.
Can you view a family member’s credit report?
Family members are often afforded certain privileges in relation to one another. But does this extend to gaining access to family members’ credit reports?
Are you ready to be the legal guardian of your siblings’ children?
Have you considered what it would be like to become the legal guardian of your siblings’ children? We find out what being a guardian entails, and we consider how you would be able to cover the expenses.
14 Questions about money to ask your partner
As your relationship becomes more serious, you may consider merging your finances. However, before you take the plunge, it’s essential to know where your partner stands financially.
Do insurance claims affect your credit score?
Claims increase your risk profile, which means that you will cost more to cover as a client, which can raise your premiums. However, you may wonder, can claims also impact your credit score?
How much tax do you pay on unit trusts?
Investing in a unit trust is a great way to grow your savings. We consider the kinds of profit you can expect from unit trusts, and how each of these are taxed.
The benefits of investing in an empty plot of land
Have you considered investing in an empty plot of land? We find out how this is different from other types of property, and we outline some of the most important points to consider when pursuing this kind of investment.
What happens when your spouse hides assets during a divorce?
For certain spouses, it may be tempting to hide assets during a divorce so that they don’t have to share them. We find out how to recognise when your spouse attempts to do this.
How to ask your partner for financial help
When unexpected expenses come your way, the wisest course may be to ask your partner for help. We have a look at the importance of getting organised before you approach your partner.
7 Investments to consider – and how they are taxed
When you’re looking for an investment that will grow your hard-earned savings, there are many options to consider. We have a look at a list of investments, and we outline the tax implications of each.
Should you stop paying for your adult child?
Does your adult child still live with you? We find out how you can encourage your child, or children, to become financially independent, and we consider how you can prepare them early on.