Articles by Harper Banks
Does credit card travel insurance cover every ticket you buy?
Having used your credit card to purchase plane tickets for your family vacation, you find out that you will receive automatic travel insurance. But does this apply to every ticket holder?
When to give your family access to your credit card
If you are the main breadwinner in your household, you may find it beneficial to give your family members access to your credit card. This will allow them to make purchases on their own. However, this also comes with risks.
What happens if you don’t pay your taxes?
As a South African citizen, you are required to pay taxes on any income you earn. However, you may have wondered what would happen if you didn’t pay your taxes.
If you won the lottery, would you be taxed?
We all dream about winning the lotto, and having millions transferred into our bank accounts. But have you considered how much of it you would have to surrender to the tax authority?
How to open a bank account for your parents
Your parents or grandparents may have grown up in a time when not everyone had bank accounts. Perhaps they preferred working with cash, or maybe it just wasn’t the norm to work through banks.
What is a business tax profile?
When you register as a taxpayer, a personal tax profile will be created for you. If you have a business, you will need to register this as well.
Will SARS inform you if you miss a claim you’re entitled to?
During tax season, you will complete your income tax forms and submit this to SARS. Depending on what you have declared, you will receive a tax return. However, what if you accidentally miss a claim you’re entitled to?
Does reversing a debit order impact your credit score?
You are in control of your debit orders. If you’re dissatisfied, you’re allowed to reverse or stop it. However, what does this mean for your credit score?
Will car insurance cover loss of income?
Imagine you’re stranded due to car trouble and you won’t manage to meet a deadline. This means you won’t get paid for your current project, and you may even lose a client.
Should you do your own bookkeeping?
If you’re running a small business, you may have baulked at the cost of hiring a specialist to take care of your bookkeeping. Instead, you may have wondered whether it’s possible to handle this yourself.
How to keep your banking details safe online
Online shopping has increased in popularity and, in many households, it’s become the norm. Gone are the days of transport costs and spending time in queues.
Critical illness and life cover – what happens if you move abroad?
Taking out insurance to protect your family and livelihood is a responsible decision. But what happens to this cover when you move abroad?