Articles by Isabelle Coetzee
Try these ventures to earn a passive income
It’s sound financial sense to have more than one stream of income. By setting up a passive stream of income, you’ll earn more each month without having to dedicate too much extra time.
Can your credit life cover be increased?
Perhaps you have credit life cover. But will the amount you pay for this remain constant or fluctuate? Credit life cover can protect you when you’re no longer able to pay your instalments. But this does not mean that you need to be overch...
Who should be the main member of your medical aid scheme?
Medical aid plans are designed to accommodate families. But if you have two adults on the same medical aid plan, how can you decide who should be the main member?
How to choose a savings account that will grow your money
After doing your budget and carving out your monthly savings, you may have wondered where you should leave this money so that it’s safe and steadily growing. In order make this decision, you need to know this...
If your creditors are hounding you, will you be charged collectors’ fees?
If your account is in arrears, and you are handed over to a collection agency, you may well be charged collection fees. We consider the legalities.
Are financial advisers biased towards products they earn commission on?
You could sort out your finances with the help of a financial adviser and, while choosing the right one for you can be tricky, you should also consider how they get paid.
Did you know there are alternatives to traditional budgeting?
In order to set up a budget, you need to channel your inner high school maths teacher and fill out your budget correctly. But this is clearly outside of many people’s comfort zones and, as a result, they avoid budgeting.
Higher income and lower living costs: All you need to know about “Geoarbitrage”
Did you know that if you moved to reduce your living costs, or moved operations to increase your income - otherwise known as “geoarbitrage” - you might be able to live your location dream?
Is it risky to pick out your own stocks, or could you stand to gain more?
Investing in the stock market can seem like an intimidating idea. It may seem safer to allow a specialist to manage your investment portfolio than to gamble with your own limited knowledge.
How will your personal information be protected by your insurers?
POPI forces industries to reconsider how they handle client’s personal details. This is particularly good news for sensitive products, such as insurance. We find out what POPI is all about, and we see how your information will be protected.
How long does it take to change your credit life cover provider?
You have the right to choose your own credit life cover provider. But how long will it take to do this, and is it worth the effort?
Is income protection available to everyone?
If you’re involved in an accident and you’re unable to continue working, how will you ensure that your bills are paid? One way to prepare for this is to take out income protection cover. However, can you do this if you’re a ...