Articles by Isabelle Coetzee

Is travel insurance necessary for local trips?
Although travel insurance is often included when you purchase flight tickets with your credit card, experts will still advise you to take out additional travel insurance for big trips. However, is this necessary when you’re travelling locally?

How safe is it to “tap” your bank card when you make payments?
Everyone is avoiding physical contact nowadays, which means that cards that can be “tapped” – or be used simply by hovering around card machines – have become popular. But how safe is it to tap your card rather than t...

What do financial advisers actually assist you with?
It seems straightforward to assume that a financial adviser will assist you with your finances. But have you really considered what that would entail? Does a financial adviser do your taxes for you? What role do they play in assisting you with f...

How to keep your vehicle safe while you’re out on the road
If you plan to drive to a holiday destination, you’re probably aware of how dangerous it can be to get stranded on the side of a road in the middle of nowhere. By making the right preparations, you can keep yourself out of this pickle.

How to budget for charity and balance it with your savings
Charity is not a compulsory expense and thus it is usually excluded from budgets. However, if you donate money on the spur of the moment, it could throw your budget off course. We look at how you can budget for goodwill, and how you can give whe...

If someone had your medical aid details, could they benefit in your name?
With credit fraud on the rise, most of us know the importance of keeping our general personal details safe, such as ID number, home address, and contact details. But were you aware of the need to keep your medical aid or insurance details safe?

The perks of investing in student accommodation
With the constant influx of new students entering tertiary institutions, there’s usually a steady demand for student accommodation. As an investor who’s interested in the property market, should you consider student accommodation?

You can’t cash cheques anymore in South Africa – we find out why
In November 2020, the South African Reserve Bank (SARB) announced that cheques would be discontinued from 1 January 2021. But what guided this decision? We have a look at what the pitfalls have been of using cheques, and the consequences of remo...

What are the benefits of living in a “Zoom Town”?
With many careers moving online, work-from-home employees have realised they can live in smaller suburbs or towns at a lower cost and enjoy the benefits of a slower lifestyle, while keeping their jobs.

Does your business have cyber insurance? Here’s why it should
Imagine your business falls victim to a data breach today. All your clients, who trusted you with their personal information, are now at risk. This is a horrible reality that many businesses have to face nowadays. But did you know that you can g...

Car maintenance plan, service plan, and warranty: What are the differences?
When you buy a car, it may come with a maintenance plan, service place, and a warranty. But do you know the difference between these? We define these concepts and outline how they will benefit you.

What happens to your debt when you move abroad?
Imagine being offered your dream job in Europe and you need to report to your new office in a month. But before heading off, you need to get your affairs in order in South Africa. What happens if you have outstanding debt?

