Articles by Isabelle Coetzee
Should you share a bank account with your partner or a friend?
If you’re living with your long-term partner or a friend, it’s likely that your finances have become entwined over the years and you no longer keep strict track of who owes who what. Perhaps it’s time to mix your financ...
Why are there different credit bureaus in South Africa?
You have probably heard about the larger credit bureaus in South Africa, such as Experian and TransUnion. But did you know that there are many more registered credit bureaus in the country?
Should you take out a personal loan for home renovations?
You have secured yourself a home, which may include a beautiful garden or patio, and an interior you’ve decorated to your unique taste. But what if you’d like to upgrade it even further? One option is to take out a personal loan an...
How to split your debt when you get divorced
Going through a divorce will always be difficult. What’s worse is dealing with the additional pressure of outstanding debt. Working out how to split your debt can be very tricky.
Does personal car insurance cover commercial use?
Taking out car insurance is a responsible action. Depending on the cover you choose, you will protect both yourself and anyone involved in an accident with you. However, what happens if you use your car for commercial purposes?
What are the risks of signing as guardian for your child’s student loan?
As your child embarks on their journey towards higher education, they will likely be faced with a funding shortfall. This may include the cost of their studies, as well as additional living expenses. In order to assist them, you may consider sig...
5 common money-saving mistakes and how to avoid them
If you diligently dedicate a portion of your income towards an appropriate savings vehicle, over time this will act as your financial safety net. So why then do so many people struggle to save?
Why you need to adapt your attitude towards money as you age
As you move through life, you will encounter different phases and interests, and your perspective will change. Where you choose to spend your money will change as a result. We have a look at the impact on your finances.
How to pay your bills on time and save your credit score
The most crucial factor in ensuring a good credit score is meeting your monthly payments – in full, and on time. But how can you guarantee you don’t miss any payments?
What are your financial responsibilities in the funeral of your employee’s family?
When your in-home employee loses a loved one, your heart will go out to them, and you may feel compelled to contribute financially towards the costs of the funeral. However, this comes with a lot of uncertainty. How much should you contribute?
7 Emotions that impact your finances
We all strive to make rational financial decisions, to control our costs in the present and increase our future financial gain. However, what would happen if we allowed our emotions to take the lead in money matters?
Should you take out a personal loan for your wedding?
You may not have considered the costs of your wedding yet. We have a look at whether a loan could be an option, how to take one out responsibly, and what alternatives you have.