Articles by Isabelle Coetzee

Childhood trauma can ruin your personal finances
“It must be my fault,” you think while hopelessly staring at the remnants of your financial security. But you might be wrong. Your financial instability may be derived from childhood trauma, rather than an innate character flaw.

Expect a salary increase of over 6%
South Africans can expect a benchmark salary increase of between 6% and 6.5% in 2018, said Chris Blair, CEO of 21st Century, the largest remuneration consultancy in the country.

Do start-up entrepreneurs pay less taxes?
Once you kick off your flagship company, you will inevitably have to face the administrative woes of running a business – and this includes paying taxes. As an entrepreneur, how does this affect you?

The best and worst income tax rates: Where does SA rank?
With South Africa ranking among the countries with the highest tax rates, citizens may wonder what the grass looks like on the other side.

Official asking for a bribe? Become a whistle-blower
Justmoney approached David Lewis, executive director of Corruption Watch, to find answers to some of the most important questions about reporting corruption. Find out what he had to say.

Artificial sweeteners included in sugar tax
Since the start of April, sugar-free – but sweetened – beverages have also been taxed under the Sugary Beverages Levy (SBL).

What are the risks of investing in the Money Market?
What is the Money Market? And should you invest in it? We found out the answers.

Should you be hired as a contractor or employee?
This week Justmoney contacted a range of specialists to find out what the benefits are of being a contractor versus an employee.

Land reform exploited by the privileged
Since land reform is not restricted to the poor, a range of interest groups, including mining companies and urban businessmen, have taken advantage of the current system.

Tax on your retirement annuity: How much does the government take?
When you finally receive your Retirement Annuity (RA) pay-out and you notice the large tax deduction, your spirits cave. This week Justmoney found out how much tax you will have to pay on your RA, and why this is important.

Q&A: How to become financially independent and retire early
You assume the only alternative to slaving away at a 40-year career is to run off to a foreign country and live in eternal transit. But what if there’s a way to both pursue a career and retire early so that you can enjoy the thrills life ...

Which careers will benefit from coding?
There is a new language on the block; more universal than English, and handier than French. Coding, which can be described as an international computer language, will soon become a second mother tongue to the future generation. But you wonder wh...

