Articles by Isabelle Coetzee

How to save for your child’s tertiary education
If you’re about to welcome a child into your home, you may have wondered what his or her future holds. Perhaps you picture your child as a doctor or scientist, or as a creative designer or movie producer. But achieving these dreams comes ...

How are you taxed on your 'side-hustle'?
In addition to working a full-time job, many South Africans work part-time as freelancers or contractors to make ends meet. Colloquially known as a ‘side hustle’, this kind of work is usually done in the evenings or over the weekends.

Comparison of Gold Credit Cards offered at top South African banks
Nowadays banks are less particular about the colour of the cards they offer. However, they still name their cards based on the original colours. This week Justmoney found out how gold credit cards compare with one another.

How to apply for government funding for your start-up business
Starting your own business can be challenging, especially if you don't have the capital to get it off the ground. Fortunately, there are many ways to fund a new business in South Africa.

What happens to your medical aid when you move overseas?
While visiting another country, you may rely on the in-built travel insurance that forms part of your medical aid. However, what happens if you stay for longer than you would on a typical vacation?

How much do you need to earn to buy property?
Buying your first property may be daunting. There are so many factors to consider, such as the state of the neighbourhood you’re looking in and the property market at the time. But what about your financial situation? Which factors will i...

Are unit trusts a good investment?
Without a background in finance, it’s difficult to decide where best to invest your savings. For this reason, many South Africans choose to rely on a fund manager to make the right decisions for them.

Check the interest before you take a loan
Justmoney takes a look at what influences the interest rate on a personal loan, the difference between secured and unsecured loans, and its impact on the interest rate.

Calculate your vehicle finance instalments
You’ve dreamed of a set of wheels since you can remember, and now that you’re a responsible adult with a steady income, you’re ready to take on funding to make this dream a reality. But what kind of vehicle finance options a...

What kind of bank account should you open?
Have you considered what each of these options really means? Do you know whether you’re banking according to your needs? Justmoney has a look at the difference between a transactional (cheque/current) and savings account, when it’s...

Can you take out vehicle finance on an old vehicle?
As it turns out, creditors have several concerns regarding cars older than 10 years. Justmoney has a look at why creditors are sceptical of older vehicles and what you can do to get around this.

A business can also have a credit score
You know your credit score is a reflection of your personal creditworthiness. If you manage to maintain a high score, you gain access to better rates and more personal finance products. But did you know that your business can also have a credit ...

