Articles by Isabelle Coetzee
Higher income and lower living costs: All you need to know about “Geoarbitrage”
Did you know that if you moved to reduce your living costs, or moved operations to increase your income - otherwise known as “geoarbitrage” - you might be able to live your location dream?
Did you know there are alternatives to traditional budgeting?
In order to set up a budget, you need to channel your inner high school maths teacher and fill out your budget correctly. But this is clearly outside of many people’s comfort zones and, as a result, they avoid budgeting.
Are financial advisers biased towards products they earn commission on?
You could sort out your finances with the help of a financial adviser and, while choosing the right one for you can be tricky, you should also consider how they get paid.
If your creditors are hounding you, will you be charged collectors’ fees?
If your account is in arrears, and you are handed over to a collection agency, you may well be charged collection fees. We consider the legalities.
How to choose a savings account that will grow your money
After doing your budget and carving out your monthly savings, you may have wondered where you should leave this money so that it’s safe and steadily growing. In order make this decision, you need to know this...
Who should be the main member of your medical aid scheme?
Medical aid plans are designed to accommodate families. But if you have two adults on the same medical aid plan, how can you decide who should be the main member?
Can your credit life cover be increased?
Perhaps you have credit life cover. But will the amount you pay for this remain constant or fluctuate? Credit life cover can protect you when you’re no longer able to pay your instalments. But this does not mean that you need to be overch...
Try these ventures to earn a passive income
It’s sound financial sense to have more than one stream of income. By setting up a passive stream of income, you’ll earn more each month without having to dedicate too much extra time.
What can you do to become a millionaire?
Becoming a millionaire may seem like a pipedream. However, this doesn’t have to be the case. It may be more feasible to earn your first million than you think.
How to calculate interest on your loans
When you take out a loan, your credit provider will charge you interest on your repayments. This is essentially the monthly cost you pay to have immediate access to a lumpsum of money. But do you know how your interest is calculated?
Can you sell vehicle you bought on credit before you’ve paid it off?
If you’re no longer able to meet your monthly instalments on your vehicle finance, or you decide you’d like to buy a different car, will you be allowed to sell it and settle the debt?
What if your credit provider is overcharging you?
Every month you receive a statement from your credit provider explaining how they’ve calculated your next instalment and informing you of your remaining balance. But what if they’re charging you more than they should?