Articles by Isabelle Coetzee

What's considered a good credit score?
When applying for credit, you will have to give your creditor permission to access your credit report. But how do you know whether your credit score is good enough to be approved for credit?

Small business owner? This is how to be tax compliant
As a small business owner, you need to ensure that your company is tax compliant. But with so many other things to focus on, and not being a tax specialist yourself, you may have overlooked something.

The impact of mental health on life cover premiums
When taking out life cover, your insurer will consider a range of factors when calculating your premium, including your health. But where does mental health stand in this regard?

How are you taxed when working for an overseas company?
It’s become commonplace for companies to hire foreign employees who work for them remotely. But does this mean you will be taxed locally, or can you opt to pay taxes towards the company’s base country?

Why do women pay less for car insurance?
There are many factors that influence how your car insurance premium is calculated. But did you know that you will likely pay lower car insurance premiums if you are female?

You may be paying for credit life cover – and you’re entitled to use it
When you signed your credit agreement, you may have also signed up for credit life cover. Since this forms part of the credit agreement itself, many people are unaware that they have this insurance.

Work from home, have meetings at restaurants – the new normal?
With companies moving from static office spaces to working remotely, meetings have predominantly been held online. However, some companies have turned their attention to meeting at variable locations, such as restaurants or hotel conference rooms.

Everything you should know about tax auto assessment
In 2019, the South African Revenue Service (SARS) launched a system, which was dubbed an “auto assessment”, to assist taxpayers with their annual tax returns. But what does this system entail, and how will it impact you?

Young professional? Set up your personal finances for long-term success
As a young professional, you may have just started your first job and become financially independent from your family. This is a unique financial position to be in. So how should you arrange your personal finances for long-term success?

How to negotiate lower insurance premiums
Paying monthly insurance premiums can feel like a grudge purchase because you don’t see the benefits unless you find yourself in a sticky situation. But would it seem less so if you could pay lower premiums?

Is your credit score valid internationally?
Without a credit score abroad, you won’t be able to get decent rates for home loans or be approved for vehicle finance. We found out what happens to your credit score when you leave the country.

Are you legally required to work overtime?
Working overtime is a common practice in many fields. In some cases, companies have a culture where overtime work is expected of employees. But where’s the line between voluntary additional work and subtle coercion?

