Articles by Isabelle Coetzee
Can you afford a personal loan?
Thinking about taking out a personal loan? Learn how to assess your affordability, understand the risks, and make smart financial decisions before you borrow.
How to handle a tenant’s deposit
When you get a new tenant, you’re likely to put them through a thorough vetting process, and use the tenant’s deposit as insurance that your contract will be abided by. However, are you aware of the legal requirements regarding a deposit?
What will happen if you lie on your life insurance application?
If you're considered high risk, your insurer will likely charge you higher premiums. Therefore, it may be tempting to lie on your application. But this could have dire consequences. We got in touch with insurers and found out what these conseque...
Best travel cards offered by top South African banks
Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...
Personal loan or business loan? The best way to finance your business
When starting your own business, you may have to rely on external funding. Perhaps you qualify for a personal loan, but would it be better to take out a business loan instead? We got in touch with a specialist to find out whether it’s bes...
Get personal with your finances – and tie the knot
As time passes, your financial products may not live up to your needs. Therefore, it’s important to take stock of what you’re paying for and adjust where necessary. We got in touch with financial advisers to find out how you can ge...
How to plan for medical expenses during retirement
It’s impossible to predict what your golden years will be like. The only way to ensure you’re not caught by surprise is to plan ahead. We got in touch with a financial expert to find out what you can do to ensure your medical expen...
The benefits of assessing investments regularly
It’s common practice to assess your personal finances annually. But how often should you check in with your investments? We found out from an industry expert when you should assess your investments and how to go about doing so.
Keep this in mind when taking out new financial products
Adding a product to your personal finance portfolio, such as insurance or an investment, is a big decision. Each month it will take a chunk out of your salary, and you need to ensure you can cover it.
This is what you should do if you receive a judgement
What can you do once you receive a judgment? We got in touch with a leading credit bureau to find out.
How to finance and insure a second-hand vehicle
Buying a second-hand vehicle may suit your budget better than acquiring a new one. But what impact does an older model have on vehicle finance and car insurance? We reached out to specialists in the field to explain what the financial implicatio...
Will your retirement annuity pay out if you’re terminally ill?
Being diagnosed with a terminal illness, such as cancer, is distressing. Not to mention the financial implications of caring for yourself during this trying time. But what does this mean for your retirement annuity (RA)?