Articles by JustMoney
5 Side-hustles to start this weekend
In the spirit of Workers’ Month, why not become your own boss on the side? Many of these ideas require very little to no cash to start – just your time and a bit of hustle.
How to protect your family from life’s “what ifs”
We work hard to build a life for our families, but a sudden retrenchment or a health setback can quickly rattle those foundations. Resilience is having a few layers of protection in place, so that if the unexpected happens, you can keep the wheels turning. Here are three practical ways to build your own safety net:
Debt: How much is too much?
Is debt taking a huge slice out of your take-home pay? If more than 30% is going straight to creditors, it’s a warning sign. At 40% or more, it’s a flashing red light – and usually a sign that there’s too much month left at the end of your money. The good news is you can take back control. Here are three ways to restructure what you owe and get some breathing room back into your budget.
Treat yourself to savings
In honour of Workers' Month, we’re looking at how to keep more of your hard-earned money where it belongs – in your pocket. We all feel the pinch when the grocery bill climbs, but saving on the essentials isn't about going without. It’s about being strategic so that you can still enjoy the rewards of your labour. Here are five ways to shop smarter and make life more affordable – while keeping the fun:
5 Tips to outsmart the next petrol hike
Stop your car from chowing your salary. Carpools, route planning, and tyre checks all reduce transport costs. Turn careful planning and small checks into big monthly savings.
Protect your budget from hidden costs with a 10-minute check
Are hidden costs draining your account while you sleep? Find the money leaking from your budget in just 10 minutes.
Don’t let your next salary increase vanish into thin air
Mid-year increase or tax refund blessing your pocket? Use the 50% rule so every salary bump grows your savings too.
Borrow smarter, not harder
Stop guessing your way into debt. Check your credit score for free and compare total costs – so you never pay more than you have to.
Plug your debt leak
Is interest draining your ability to save? From DIY repayment tips to professional debt counselling, find the best way to reclaim your rands.
Grow your income in 5 steps
Whether you’re aiming for a promotion, a new career path, or extra income, the small steps you take today can make a difference.
Strengthen your stokvel with 3 checks
A strong stokvel starts with smart money management. Find three safety checks and tools to grow your funds.
Boost your credit score in 5 ways
A good credit score can help you access loans and better interest rates. Discover five practical ways to improve it and unlock more benefits.