Articles by JustMoney
3 smart strategies to tackle debt
Reducing debt can ease money pressure and free up cash. Explore three practical strategies to repay what you owe and build a more secure financial future.
Protect your legacy with a valid will
A valid will helps ensure your wishes are carried out and protects your loved ones. Learn how to put the right plans in place for peace of mind.
Boost your credit score in 5 ways
A good credit score can help you access loans and better interest rates. Discover five practical ways to improve it and unlock more benefits.
Strengthen your stokvel with 3 checks
A strong stokvel starts with smart money management. Find three safety checks and tools to grow your funds.
Grow your income in 5 steps
Whether you’re aiming for a promotion, a new career path, or extra income, the small steps you take today can make a difference.
Plug your debt leak
Is interest draining your ability to save? From DIY repayment tips to professional debt counselling, find the best way to reclaim your rands.
Borrow smarter, not harder
Stop guessing your way into debt. Check your credit score for free and compare total costs – so you never pay more than you have to.
Don’t let your next salary increase vanish into thin air
Mid-year increase or tax refund blessing your pocket? Use the 50% rule so every salary bump grows your savings too.
Protect your budget from hidden costs with a 10-minute check
Are hidden costs draining your account while you sleep? Find the money leaking from your budget in just 10 minutes.
5 Tips to outsmart the next petrol hike
Stop your car from chowing your salary. Carpools, route planning, and tyre checks all reduce transport costs. Turn careful planning and small checks into big monthly savings.
Treat yourself to savings
In honour of Workers' Month, we’re looking at how to keep more of your hard-earned money where it belongs – in your pocket. We all feel the pinch when the grocery bill climbs, but saving on the essentials isn't about going without. It’s about being strategic so that you can still enjoy the rewards of your labour. Here are five ways to shop smarter and make life more affordable – while keeping the fun:
Debt: How much is too much?
Is debt taking a huge slice out of your take-home pay? If more than 30% is going straight to creditors, it’s a warning sign. At 40% or more, it’s a flashing red light – and usually a sign that there’s too much month left at the end of your money. The good news is you can take back control. Here are three ways to restructure what you owe and get some breathing room back into your budget.