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More than 30% of readers will struggle when their payment holiday ends

30 June 2020

In June, JustMoney conducted a survey to find out whether our readers were keen on taking payment holidays for their credit accounts. Close to 1400 readers participated in the survey, answering six questions each.

Best travel cards offered by top South African banks

Best travel cards offered by top South African banks

2 January 2020

Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...

Best ways to save your money short-term

Best ways to save your money short-term

30 December 2019

For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.

The bank took money from my account – is this allowed?

The bank took money from my account – is this allowed?

3 December 2019

You’ve just deposited money into your account and suddenly you see a notification from your bank. Money has been deducted from your account to pay the outstanding debt you have with the bank. Is this allowed?

Should you choose a fixed or floating interest rate?

Should you choose a fixed or floating interest rate?

9 September 2019

When you take something on credit, whether it is money, a house, or clothes, the lender will charge interest. This is the price you pay for borrowing. Depending on the type of loan you are taking, the creditor will ask you to choose whether you ...

What kind of bank account should you open?

What kind of bank account should you open?

25 August 2019

Have you considered what each of these options really means? Do you know whether you’re banking according to your needs? Justmoney has a look at the difference between a transactional (cheque/current) and savings account, when it’s...

e-Wallets are convenient, but at what cost?

e-Wallets are convenient, but at what cost?

30 July 2019

Capitec Bank is the latest bank to hop on the cash-send bandwagon. E-wallets changed the banking landscape forever, since it allows consumers to send money to people who don’t have bank accounts.

Comparison of Gold Credit Cards offered at top South African banks

Comparison of Gold Credit Cards offered at top South African banks

23 April 2019

Nowadays banks are less particular about the colour of the cards they offer. However, they still name their cards based on the original colours. This week Justmoney found out how gold credit cards compare with one another.

How to save for your child’s tertiary education

How to save for your child’s tertiary education

26 February 2019

If you’re about to welcome a child into your home, you may have wondered what his or her future holds. Perhaps you picture your child as a doctor or scientist, or as a creative designer or movie producer. But achieving these dreams comes ...

Banking errors - are you giving your money away?

Banking errors - are you giving your money away?

29 January 2019

How often have you skimmed over your bank statement and been confused about a certain amount that has gone off? Have you then followed up and made the effort to contact your bank to enquire?

COLUMN: Taking an interest in the interest rate

COLUMN: Taking an interest in the interest rate

20 November 2018

The buzzword in economic terms are interest rates; especially this week when it’s announced whether the Monetary Policy Committee of the Reserve Bank (MPC) will increase or cut local interest rates. Ahead of this, Andre Botha, senior deal...

Bank card vs. Smartphone: What is the difference?

Bank card vs. Smartphone: What is the difference?

9 October 2018

Although debit card fraud has decreased in South Africa, credit card fraud has risen to an annual loss of R436.7 million. This is according to the 2017 Card Fraud Stats, which was released by the South African Banking Risk Information Centre (Sa...

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