Banking & Money Tips articles

How much do you pay for your garage card?

How much do you pay for your garage card?

26 August 2021 · Joshua White

We look at the garage card offerings from Absa, Nedbank, Standard Bank, and First National Bank (FNB), and consider what clients get for their fees.

How to keep your banking details safe online

How to keep your banking details safe online

23 August 2021 · Harper Banks

Online shopping has increased in popularity and, in many households, it’s become the norm. Gone are the days of transport costs and spending time in queues.

Young professional? Here is the best bank for you

Young professional? Here is the best bank for you

5 August 2021 · Danielle van Wyk

If you’re under 35, have a four-year degree, and you’re looking to take your banking experience to the next level, you may be considering young professional banking products.

Is it worth increasing debit order payments?

Is it worth increasing debit order payments?

23 June 2021 · Harper Banks

If you pay your creditors by debit order, the default will be set to the minimum amount that you have due each month. However, what if you wanted to pay more?

How to reduce the cost of receiving international payments

How to reduce the cost of receiving international payments

22 June 2021 · Harper Banks

When you receive money from abroad, you may be aware of the hefty fee attached to this kind of transaction. You may also wonder why you should be liable for this fee.

The dangers of leaving your savings in a transactional account

The dangers of leaving your savings in a transactional account

9 June 2021 · Harper Banks

Transactional accounts are designed to receive money, which then gets transferred to other accounts, such as your savings. However, what happens when you leave money in your transactional account?

Rewards programmes are going mobile – how does this affect you?

Rewards programmes are going mobile – how does this affect you?

29 April 2021 · Athenkosi Sawutana

Rewards programmes are going mobile – how does this affect you?

You can’t cash cheques anymore in South Africa – we find out why

You can’t cash cheques anymore in South Africa – we find out why

19 January 2021 · Isabelle Coetzee

In November 2020, the South African Reserve Bank (SARB) announced that cheques would be discontinued from 1 January 2021. But what guided this decision? We have a look at what the pitfalls have been of using cheques, and the consequences of remo...

How to budget for charity and balance it with your savings

How to budget for charity and balance it with your savings

11 January 2021 · Isabelle Coetzee

Charity is not a compulsory expense and thus it is usually excluded from budgets. However, if you donate money on the spur of the moment, it could throw your budget off course. We look at how you can budget for goodwill, and how you can give whe...

How safe is it to “tap” your bank card when you make payments?

How safe is it to “tap” your bank card when you make payments?

5 January 2021 · Isabelle Coetzee

Everyone is avoiding physical contact nowadays, which means that cards that can be “tapped” – or be used simply by hovering around card machines – have become popular. But how safe is it to tap your card rather than t...

Make rewards programmes work for you

Make rewards programmes work for you

30 November 2020 · Athenkosi Sawutana

Many retailers and financial service providers have introduced rewards programmes, or loyalty programmes, to retain their customers and make them feel appreciated. These programmes can help you save money, but you have to know how to make them w...

Did you know there are alternatives to traditional budgeting?

Did you know there are alternatives to traditional budgeting?

10 November 2020 · Isabelle Coetzee

In order to set up a budget, you need to channel your inner high school maths teacher and fill out your budget correctly. But this is clearly outside of many people’s comfort zones and, as a result, they avoid budgeting.