Banking & Money Tips articles
How to budget for charity and balance it with your savings
Charity is not a compulsory expense and thus it is usually excluded from budgets. However, if you donate money on the spur of the moment, it could throw your budget off course. We look at how you can budget for goodwill, and how you can give whe...
How safe is it to “tap” your bank card when you make payments?
Everyone is avoiding physical contact nowadays, which means that cards that can be “tapped” – or be used simply by hovering around card machines – have become popular. But how safe is it to tap your card rather than t...
Make rewards programmes work for you
Many retailers and financial service providers have introduced rewards programmes, or loyalty programmes, to retain their customers and make them feel appreciated. These programmes can help you save money, but you have to know how to make them w...
Kids say the darndest things – about money. How can you help them?
The 20th of November annually marks World Children’s Day. To celebrate the day, we quizzed some kids about what money means to them. To our surprise, many of the children recognised the importance of money, and the value of saving it as a...
How to choose a savings account that will grow your money
After doing your budget and carving out your monthly savings, you may have wondered where you should leave this money so that it’s safe and steadily growing. In order make this decision, you need to know this...
Know your rights around your bank account
Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.
Make your online shopping experience splendid
Online shopping has become a phenomenon over the years and since the Covid-19 lockdown, even more people are shopping online.
More than 30% of readers will struggle when their payment holiday ends
In June, JustMoney conducted a survey to find out whether our readers were keen on taking payment holidays for their credit accounts. Close to 1400 readers participated in the survey, answering six questions each.
Best travel cards offered by top South African banks
Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...
Best ways to save your money short-term
For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.
The bank took money from my account – is this allowed?
You’ve just deposited money into your account and suddenly you see a notification from your bank. Money has been deducted from your account to pay the outstanding debt you have with the bank. Is this allowed?
Should you choose a fixed or floating interest rate?
When you take something on credit, whether it is money, a house, or clothes, the lender will charge interest. This is the price you pay for borrowing. Depending on the type of loan you are taking, the creditor will ask you to choose whether you ...