Banking & Money Tips articles

Kids say the darndest things – about money. How can you help them?

Kids say the darndest things – about money. How can you help them?

8 November 2020 · Athenkosi Sawutana

The 20th of November annually marks World Children’s Day. To celebrate the day, we quizzed some kids about what money means to them. To our surprise, many of the children recognised the importance of money, and the value of saving it as a...

How to choose a savings account that will grow your money

How to choose a savings account that will grow your money

1 November 2020 · Isabelle Coetzee

After doing your budget and carving out your monthly savings, you may have wondered where you should leave this money so that it’s safe and steadily growing. In order make this decision, you need to know this...

Know your rights around your bank account

Know your rights around your bank account

23 August 2020 · Athenkosi Sawutana

Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.

Make your online shopping experience splendid

Make your online shopping experience splendid

16 August 2020 · Athenkosi Sawutana

Online shopping has become a phenomenon over the years and since the Covid-19 lockdown, even more people are shopping online.

More than 30% of readers will struggle when their payment holiday ends

30 June 2020 · Staff Writer

In June, JustMoney conducted a survey to find out whether our readers were keen on taking payment holidays for their credit accounts. Close to 1400 readers participated in the survey, answering six questions each.

Best travel cards offered by top South African banks

Best travel cards offered by top South African banks

2 January 2020 · Isabelle Coetzee

Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...

Best ways to save your money short-term

Best ways to save your money short-term

30 December 2019 · Danielle van Wyk

For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.

The bank took money from my account – is this allowed?

The bank took money from my account – is this allowed?

3 December 2019 · Athenkosi Sawutana

You’ve just deposited money into your account and suddenly you see a notification from your bank. Money has been deducted from your account to pay the outstanding debt you have with the bank. Is this allowed?

Should you choose a fixed or floating interest rate?

Should you choose a fixed or floating interest rate?

9 September 2019 · Athenkosi Sawutana

When you take something on credit, whether it is money, a house, or clothes, the lender will charge interest. This is the price you pay for borrowing. Depending on the type of loan you are taking, the creditor will ask you to choose whether you ...

What kind of bank account should you open?

What kind of bank account should you open?

25 August 2019 · Isabelle Coetzee

Have you considered what each of these options really means? Do you know whether you’re banking according to your needs? Justmoney has a look at the difference between a transactional (cheque/current) and savings account, when it’s...

e-Wallets are convenient, but at what cost?

e-Wallets are convenient, but at what cost?

30 July 2019 · Athenkosi Sawutana

Capitec Bank is the latest bank to hop on the cash-send bandwagon. E-wallets changed the banking landscape forever, since it allows consumers to send money to people who don’t have bank accounts.

Comparison of Gold Credit Cards offered at top South African banks

Comparison of Gold Credit Cards offered at top South African banks

23 April 2019 · Isabelle Coetzee

Nowadays banks are less particular about the colour of the cards they offer. However, they still name their cards based on the original colours. This week Justmoney found out how gold credit cards compare with one another.