Banking & Money Tips articles

Kids say the darndest things – about money. How can you help them?
The 20th of November annually marks World Children’s Day. To celebrate the day, we quizzed some kids about what money means to them. To our surprise, many of the children recognised the importance of money, and the value of saving it as a...

How to choose a savings account that will grow your money
After doing your budget and carving out your monthly savings, you may have wondered where you should leave this money so that it’s safe and steadily growing. In order make this decision, you need to know this...

Know your rights around your bank account
Consumers have many rights when it comes to their bank account. However, just like any other rights, these are balanced by duties and obligations.

Make your online shopping experience splendid
Online shopping has become a phenomenon over the years and since the Covid-19 lockdown, even more people are shopping online.
More than 30% of readers will struggle when their payment holiday ends
In June, JustMoney conducted a survey to find out whether our readers were keen on taking payment holidays for their credit accounts. Close to 1400 readers participated in the survey, answering six questions each.

Best travel cards offered by top South African banks
Planning a trip abroad involves a lot of administration. You need to consider travelling arrangements, reasonable accommodation, and a daily itinerary. But have you considered how you’re going to pay your bills once you arrive? Besides co...

Best ways to save your money short-term
For many, it seems close to impossible to save when spending on holiday getaways, Christmas gifts, while also trying to ensure there’s money left to survive January. Justmoney takes a look at the best ways you can save during the short term.

The bank took money from my account – is this allowed?
You’ve just deposited money into your account and suddenly you see a notification from your bank. Money has been deducted from your account to pay the outstanding debt you have with the bank. Is this allowed?

Should you choose a fixed or floating interest rate?
When you take something on credit, whether it is money, a house, or clothes, the lender will charge interest. This is the price you pay for borrowing. Depending on the type of loan you are taking, the creditor will ask you to choose whether you ...

What kind of bank account should you open?
Have you considered what each of these options really means? Do you know whether you’re banking according to your needs? Justmoney has a look at the difference between a transactional (cheque/current) and savings account, when it’s...

e-Wallets are convenient, but at what cost?
Capitec Bank is the latest bank to hop on the cash-send bandwagon. E-wallets changed the banking landscape forever, since it allows consumers to send money to people who don’t have bank accounts.

Comparison of Gold Credit Cards offered at top South African banks
Nowadays banks are less particular about the colour of the cards they offer. However, they still name their cards based on the original colours. This week Justmoney found out how gold credit cards compare with one another.

