Credit articles
What's considered a good credit score?
When applying for credit, you will have to give your creditor permission to access your credit report. But how do you know whether your credit score is good enough to be approved for credit?
Is your credit score valid internationally?
Without a credit score abroad, you won’t be able to get decent rates for home loans or be approved for vehicle finance. We found out what happens to your credit score when you leave the country.
The way financial control is used to manipulate a partner
There’s nothing wrong with supporting a loved one financially. However, there are abusers who, among other things, use financial control to trap their partner. So what are the signs you should look out for to make sure you’re not b...
A business can also have a credit score
You know your credit score is a reflection of your personal creditworthiness. If you manage to maintain a high score, you gain access to better rates and more personal finance products. But did you know that your business can also have a credit ...
Your biggest credit conundrums – answered
Understanding your credit health is one of the most important factors in managing your finances. This is because it gives you insight into your debt, your borrowing ability, and your financial history. While many understand this, there are still...
Check the interest before you take a loan
Justmoney takes a look at what influences the interest rate on a personal loan, the difference between secured and unsecured loans, and its impact on the interest rate.
A guide to paying your student loan
The cost of tertiary education has made headlines over the past year as students protest for cheaper (i.e. free) education. The #FeesMustFall campaign has highlighted the need for the funding of higher education. For those who cannot afford to p...
10 Reasons that your loan application may be declined
Rejected for a loan? There could be a number of reasons for this says Angelique Ruzicka.
How to improve your credit report
Having a good credit record is very important, but what if you've never had a credit record or worse - if you have a poor credit record?