Credit articles
What if you max out your credit card?
We consider the consequences of maxing out your credit card, including the impact it will have on your interest-free benefit and your credit score.
Is it worth having two home loans?
Managing a mortgage loan is a huge responsibility. In this article, we consider the possibility of acquiring a second home loan, and the benefits attached to it.
How do employer-employee loans work?
We find out what an employer-employee loan entails, and we have a look at the questions you should ask before you initiate the process.
Should you take out a student loan?
Getting a tertiary qualification is expensive, but it can make a big difference to your future prosperity. This article considers student loan criteria and conditions.
Is a personal loan a wise way to cover medical expenses?
Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.
Why take out a personal loan?
We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.
Should you take out a loan or rent-to-own?
We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.
What’s the minimum income for a car loan?
When you apply for vehicle finance, your lender will consider several factors when assessing your application, including your income.
How Gen Zs are using their credit cards
Gen Zs have a unique perspective on credit cards and managing credit card usage. We consider these patterns, and what we can learn from them.
Is it worth refinancing your car?
Vehicle finance is a long-term commitment. Once you sign on the dotted line, you’ll be locked into a contract for several years. However, it is possible to renegotiate your terms via vehicle refinancing.
How a credit card can raise your credit score
Credit cards allow you to buy now and pay later. But did you know that they can also be used to improve your credit score? We find out under which circumstances this is true.
Can you afford the loan you qualify for?
You’ve applied for a loan, and you find that you qualify – but can you afford it? The distinction may not have occurred to you, but it’s important to consider it before putting pen to paper.