Credit articles
How to ask your partner for financial help
When unexpected expenses come your way, the wisest course may be to ask your partner for help. We have a look at the importance of getting organised before you approach your partner.
Can you view a family member’s credit report?
Family members are often afforded certain privileges in relation to one another. But does this extend to gaining access to family members’ credit reports?
Should you share your credit card with your partner?
When living with your partner, all going well, you become a unified team. You finish each other’s sentences, shop for the same groceries, and share your aspirations and daily experiences.
Request your credit report from the right bureau
With so many different credit bureaus in South Africa, it may be difficult to decide which one to approach to access your credit report. We have a look at what you should be aware of when selecting a credit bureau.
Should you use credit or pay with savings?
Imagine you need to figure out whether you should pay for an item with your savings, or buy it on credit. We have a look at which option makes most financial sense.
7 Tips to avoid the January financial blues
The excitement that comes with the festive season can make you forget that this period is going to pass. You go out of your way to make it memorable for you and your loved ones by splashing out on gifts, and maxing out on groceries via store card credit
Can you see who’s viewed your credit report?
What if a third party attempts to gain access to your credit report? We have a look at whether you’re able to see who has requested your credit report, and how - or whether - access has been achieved.
Are home loans the only way to pay for property?
A home loan isn’t the only solution to paying for property. There are alternative means that you could explore.
Taking out a student loan? First read this
If your dream career requires a tertiary education, you will have to find a way to fund your student expenses. We have a look at who should take out a student loan.
Should you authorise a minor on your credit card?
If you have children who need to move around independently, it may be practical to authorize them as users on your credit card. However, is this the right thing to do?
Q&A - Are you “adversely listed”?
Understanding adverse listings can be complicated. To help us come to grips with it all, Kriben Reddy, vice president at TransUnion Consumer, joined us for a Q&A session.
Can your credit score revert to zero?
If you’ve settled your credit-bearing accounts and you decide to close them, would your credit score eventually return to zero?