Debt articles

Are payment holidays a wise idea in South Africa?
Before taking a payment holiday in South Africa, understand the costs, credit score impact, and better alternatives for your situation.

Debt repayment – what are my options?

What is debt counselling, and do I qualify?

Can you access credit while under debt counselling?

Can you defer payments while under debt counselling?

“How I got out of debt – and stayed out of it”
It’s not easy to get out of debt, especially if you rely on credit to make it to month-end. Three South Africans share how they became, and remain, debt-free.

How to manage your debt after the festive season

Liable for someone else’s debt? Consider this
Under certain circumstances, debt incurred by your partner – or someone else – can become your problem. We examine potential scenarios, and how to handle them.

Don’t let a debt collector bully you
Debt collectors don’t rate highly in the public popularity stakes – often, with good reason. We outline what debt collectors may not do.

Want to clear your debt? Try the snowball method

How to pay off debt, and put savings away


