Debt articles

Are payment holidays a wise idea in South Africa?

Are payment holidays a wise idea in South Africa?

8 May 2026 · Fiona Zerbst

Before taking a payment holiday in South Africa, understand the costs, credit score impact, and better alternatives for your situation.

Debt repayment – what are my options?

Debt repayment – what are my options?

14 July 2023 · Charen Torrado

What is debt counselling, and do I qualify?

What is debt counselling, and do I qualify?

8 August 2023 · Charen Torrado

Can you access credit while under debt counselling?

Can you access credit while under debt counselling?

18 August 2023 · Fiona Zerbst

Can you defer payments while under debt counselling?

Can you defer payments while under debt counselling?

25 August 2023 · Fiona Zerbst

“How I got out of debt – and stayed out of it”

“How I got out of debt – and stayed out of it”

19 October 2023 · Fiona Zerbst

It’s not easy to get out of debt, especially if you rely on credit to make it to month-end. Three South Africans share how they became, and remain, debt-free.

How to manage your debt after the festive season

How to manage your debt after the festive season

24 November 2023 · Martin Hesse

Liable for someone else’s debt? Consider this

Liable for someone else’s debt? Consider this

20 February 2024 · Fiona Zerbst

Under certain circumstances, debt incurred by your partner – or someone else – can become your problem. We examine potential scenarios, and how to handle them.

Don’t let a debt collector bully you

Don’t let a debt collector bully you

11 April 2024 · Martin Hesse

Debt collectors don’t rate highly in the public popularity stakes – often, with good reason. We outline what debt collectors may not do.

Want to clear your debt? Try the snowball method

Want to clear your debt? Try the snowball method

26 February 2024 · Fiona Zerbst

How to pay off debt, and put savings away

How to pay off debt, and put savings away

4 March 2024 · Sylvia Walker

6 Smart moves to get yourself out of debt

6 Smart moves to get yourself out of debt

5 March 2024 · Helen Ueckermann