Debt articles
Regulator raids WC lenders
The NCR conducted raids in the Western Cape over the past week to root out credit providers who are contravening the law.
10 Fundamental financial mistakes
Keeping track of your personal finances can be difficult, and sometimes even the smallest mistakes can cost you dearly. We consider ten of the more fundamental financial mistakes, and offer some tips on how to avoid them.
What's the difference between good debt and bad debt?
Despite what some people may believe, there is good debt, and there is bad debt.
Should you fix your home loan rate?
First National Bank (FNB) has pointed out that fixing interest rates on your home loan requires a carefully laid out strategy.
Applications for credit decreases
According to the NCR, the number of applications for credit declined from December 2014 to March 2015.
Guide to debt consolidation - is it right for you?
This guide looks at what debt consolidation is, how it works and the benefits of using debt consolidation.
How to read and improve your credit score
Understanding your credit report can be difficult, this guide provides tips and information to make it easier.
What is a section 129 letter?
We look at what a Section 129 letter is, and what you should do if you are served with one.
How much should you spend on servicing your debt?
Debt is a reality for most consumers, particularly in acquiring the big-ticket items such as a house or car. But how much debt is too much debt? And how much of your salary should go towards servicing this debt?
The habits of a good debt counsellor
We speak the the president of the DCASA to find out what the habits of a good debt cousnellor are.
Debt counselling abbreviations and what they stand for
This guide looks at some debt counselling abbreviations and terms and what they mean.
Solutions if you cannot afford your home
Anyone can run into financial difficulties from time to time. But if things get really tough there is always a way out.