Insurance articles

Medical aid vs primary healthcare plans

Insurance for digital nomads: What’s needed?
Digital nomads are travellers who work remotely in various locations around the world. We examine what types of insurance they may need.

The difference between funeral cover and life insurance

The difference between funeral cover and life insurance
Funeral cover and life insurance provide vital financial protection for you and your family. We explore key differences between them, and the benefits of each.

How is a car’s replacement value determined?
It’s common for vehicle owners whose car is written off or stolen to feel that the replacement value is inadequate. We consider how to avoid this situation.

How NHI will affect your medical aid membership
The National Health Insurance (NHI) Bill aims to introduce universal health insurance in South Africa. We examine how it may affect medical aid members.

Can you take out life insurance for someone else?
Life insurance offers critical cover for loved ones – but can you take it out on behalf of someone else? We consider whether, and when, this can be done.

What are you entitled to when retrenched?
Retrenchment is sadly common in our weak economy. This article explains what happens when you’re retrenched, and what recourse you may have.

Demystifying the life insurance claims process
The life insurance claims process can be confusing. We demystify the process by outlining the steps, and what you can expect when submitting a claim.

Will your insurance cover flooding?
Flooding and other extreme weather events can cause significant financial loss. We consider insurance types that cover this, and the conditions attached to them.

Don’t get caught up in life insurance fraud
Life insurance fraud is on the rise. We discuss how you can protect yourself, and avoid committing fraud inadvertently.

Power surges - what’s covered by insurance?
Power surges can damage appliances and devices. We explore the extent to which insurance will cover this damage, and the steps you can take to prevent it.

