Insurance articles

What does a primary healthcare plan offer?
Primary healthcare plans can help meet your essential healthcare needs if medical aid is too expensive for you. We consider how to choose the right plan.

Disability cover – three mistakes to avoid
Disability cover is essential if you are earning an income, but the products are complex. We explore three mistakes policyholders make, and how to avoid them.

Is medical gap cover really necessary?
Medical aid grants you access to timely and adequate health care; however, payment shortfalls do take place. We consider the role of gap cover in these instances.

Retrenchment cover can keep you afloat
Retrenchment cover can help you to meet your financial obligations in the event that you are made redundant. This article considers what this cover entails.

Mental health conditions and medical schemes – what’s covered?
This article explores which mental health conditions are likely to be covered by medical schemes within South Africa and what this cover entitles you to.

Which preventative screenings are covered by medical schemes?
We investigate potentially life-saving screenings that are covered by medical schemes, and what they entail.

Are unvaccinated people paying more for insurance?
This article examines how insurers approach vaccination against Covid-19, and how this could affect your finances.

Life insurance – are you over- or underinsured?
In this article we consider how to tell if your insurance is fit for purpose, and if not, the adjustments you can make to ensure the correct level of cover.

Insuring your children
There are limits to the amount of cover that can be taken out on a child's life. We consider insurance products available for children, and the cover they offer.

What to ask your medical scheme before a procedure
This article outlines the questions you should ask your medical scheme before undergoing a procedure, and what you need to consider before admission to hospital.

When is it too late to take out life insurance?
We consider life insurance options for middle-aged or older consumers, and alternatives to life cover if you are declined by insurers.

Changing from one medical scheme to another - effortlessly
It’s important to regularly assess your insurances to ensure they offer the best value for money, and are the best fit for your current needs.

