Insurance articles
5 Questions to ask when choosing a medical scheme
Deciding on the best medical aid policy for you and your family is a mammoth task. This article can assist you to make the correct decision.
Should you take out a loan to cover funeral expenses?
We look at the cost of funerals in South Africa, and we consider whether it’s worth taking out a personal loan to cover any shortfalls.
Medical insurance versus medical aid – which is best for you?
Medical insurance tends to be less costly than medical aid, however, will you still be adequately protected?
Pet insurance – affordable or a luxury?
Pet insurance is rising in popularity. But how does it work, and are premiums affordable for the average pet owner?
Why "insurance fronting" for your children is a bad idea
We examine the consequences of “insurance fronting” for your children and investigate legal ways to decrease your children’s premiums in South Africa.
Does installing a tracker reduce your insurance premium?
Installing a tracker can increase the safety of your car and track it in the event of theft and hijacking. But what kind of impact will it have on your insurance premiums?
Is short-term car insurance “temporary”?
If you decide to take out car insurance for two weeks while you search for a long-term policy, does this mean that you have temporary car insurance in place?
Funeral cover – planning to avoid pain
Funerals play an important role in celebrating the life of the recently deceased. However, they’re often expensive and add extra stress in a time of grief.
Do insurance claims affect your credit score?
Claims increase your risk profile, which means that you will cost more to cover as a client, which can raise your premiums. However, you may wonder, can claims also impact your credit score?
What happens to your medical aid when you move overseas?
While visiting another country, you may rely on the in-built travel insurance that forms part of your medical aid. However, what happens if you stay for longer than you would on a typical vacation?
How your credit score impacts your insurance – and vice versa
Since insurance is paid in advance, it may seem unrelated to your credit score. However, these two are in fact linked to one another. We find out why insurers look at your credit score.
Are you falling prey to funeral cover fraud?
What if your loved ones try to claim from your funeral cover after your passing, only to find out that your cover doesn’t exist? We have a look at how criminals trick policyholders.