Personal Loans articles
Best personal loans in South Africa: Compare lenders and interest rates
Compare personal loans in South Africa. Find the best interest rates, repayment terms, and lender options – and see if you qualify for fast approval!
How to get a business loan in South Africa
Learn how to secure a business loan in South Africa. Discover what banks require, the types of business loans available, and tips to prepare a strong business plan.
Personal loan vs credit card: Which is more affordable in 2026?
Compare interest rates, fees, and total repayment costs of personal loans and credit cards in 2026. See real-world examples, expert tips, and tools to help you save.
What are the interest rates on store accounts?
Opening a store account is one of the easiest ways to build your credit score. Not surprisingly, a recent report by the National Credit Regulator (NCR) found store accounts to be among the most popular credit types for South African consumers - ...
How to identify loan scams
Fraudulent behaviour has always been a sad reality. There are many unscrupulous individuals and entities just waiting to take advantage of innocent people through scams.
Can you get a personal loan while under debt counselling?
You may find yourself in a financial rut, undergoing debt counselling. While you might consider taking out an additional personal loan – this may not be the answer to your problem. We explore the legalities and whether or not this is an o...
Sanlam warns against false loans offers
Several emails are making the rounds purporting to offer consumers a loan from Sanlam at the rate of 2.5%.
How to finance your business idea
A life-changing business idea can induce excitement, and have you jotting down the first draft of your business plan. But this can quickly turn into concern once you start considering the costs of your start-up, and how you will be able to fund it.
Penalties for early repayment of your personal loan
If you consider paying off your personal loan, you may quickly find out that you will have to pay more because of early settlement penalties.
Do foreign nationals qualify for loans in South Africa?
Foreign nationals can get loans in South Africa but must meet certain criteria. Learn about loan eligibility, the application process, pitfalls, and more.
Know the difference between a loan and a credit facility
Credit options can be separated into loans and credit facilities. We asked about the differences between them.
Can you afford a personal loan?
Thinking about taking out a personal loan? Learn how to assess your affordability, understand the risks, and make smart financial decisions before you borrow.