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How to find the best personal loan for you

How to find the best personal loan for you

2 April 2023

Personal loans are not created equal, and the loan amount, while important, is not the only criterion you should consider.

Is a personal loan a wise way to cover medical expenses?

Is a personal loan a wise way to cover medical expenses?

17 July 2022

Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.

Why take out a personal loan?

Why take out a personal loan?

14 July 2022

We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.

Can you afford the loan you qualify for?

Can you afford the loan you qualify for?

13 April 2022

You’ve applied for a loan, and you find that you qualify – but can you afford it? The distinction may not have occurred to you, but it’s important to consider it before putting pen to paper.

Know the difference between a loan and a credit facility

Know the difference between a loan and a credit facility

7 November 2021

Credit options can be separated into loans and credit facilities. We asked about the differences between them.

What are the interest rates on store accounts?

What are the interest rates on store accounts?

25 October 2021

Opening a store account is one of the easiest ways to build your credit score. Not surprisingly, a recent report by the National Credit Regulator (NCR) found store accounts to be among the most popular credit types for South African consumers - ...

How to fund a prototype for your start-up

How to fund a prototype for your start-up

21 October 2021

It’s quite an adventure to quit your job start your own business. But this decision also comes with a lot of risk. If the concept is new, it’s best to design a prototype before you jump into the deep end.

Is it worth the penalty to settle your personal loan early?

Is it worth the penalty to settle your personal loan early?

28 September 2021

If you have a personal loan, and you just received a bonus or an inheritance, you may be considering settling your loan in one go. However, did you know that this comes with penalties?

Are personal loans tax-deductible?

Are personal loans tax-deductible?

15 August 2021

If you belong to a medical aid scheme or you have a retirement fund, you can claim back a portion of your contributions from your annual taxes because these products are tax deductible.

Car subscriptions - ownership redefined

Car subscriptions - ownership redefined

9 August 2021

Having your own car allows you the convenience of travelling anywhere you wish, at will. But owning a car comes with its own problems, such as the expense of services and insurance. The process of buying a car can also be quite daunting. But is ...

Unsecured debt 101: Use it responsibly

Unsecured debt 101: Use it responsibly

11 July 2021

The emergence of COVID-19 has dramatically changed our lives. The financial impact has been sweeping and has resulted in massive job losses, business closures and salary cuts.

Stuck on a financial product? The cost of loyalty

Stuck on a financial product? The cost of loyalty

12 May 2021

When you find a financial product that works for you, you may stick with it. However, what happens when you unswervingly stick with the same product for 10 years?

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