Personal Loans articles
Is it worth the penalty to settle your personal loan early?
If you have a personal loan, and you just received a bonus or an inheritance, you may be considering settling your loan in one go. However, did you know that this comes with penalties?
How to fund a prototype for your start-up
It’s quite an adventure to quit your job start your own business. But this decision also comes with a lot of risk. If the concept is new, it’s best to design a prototype before you jump into the deep end.
Can you afford the loan you qualify for?
You’ve applied for a loan, and you find that you qualify – but can you afford it? The distinction may not have occurred to you, but it’s important to consider it before putting pen to paper.
Why take out a personal loan?
We consider three ways in which personal loans can be used to your benefit, and whether this form of credit is something you should pursue.
Is a personal loan a wise way to cover medical expenses?
Healthcare is becoming increasingly expensive in South Africa. We consider whether a personal loan can be used to cover shortfalls.
How to find the best personal loan for you
Personal loans are not created equal, and the loan amount, while important, is not the only criterion you should consider.
COVID: Selling a house in the time of Covid-19
Selling your house can be one of the biggest challenges you’ll ever encounter in your life. This is not only because of the time and money spent investing in it and your accompanying emotions, but also because of economic factors. But is ...
What to consider before applying for a personal loan
Before you apply for a personal loan, several key factors need to be considered. We outline what to keep in mind before you click “apply”.
How do I know if I qualify for a loan?
Lenders look at several factors when determining whether to grant you a loan. We explore these criteria, and offer tips to improve your eligibility as a borrower.