Savings & Investments articles

Investing for your retirement – which product to use?
Retirement annuities (RAs) and tax-free savings accounts (TFSAs) - which is better when planning for your retirement?

What do activist investors aim to achieve?
If you had the financial means to invest in a company so that you can enact the change you want to see in the world, would you do it? There is a growing group of individuals who would, and these are known as activist investors.

7 Investments to consider – and how they are taxed
When you’re looking for an investment that will grow your hard-earned savings, there are many options to consider. We have a look at a list of investments, and we outline the tax implications of each.

What happens to your retirement savings when you get a new job?
Having a retirement annuity in place is a critical part of financial planning. But what happens to the fund should you start a job at a different company? We investigate.

The benefits of investing in an empty plot of land
Have you considered investing in an empty plot of land? We find out how this is different from other types of property, and we outline some of the most important points to consider when pursuing this kind of investment.

How much tax do you pay on unit trusts?
Investing in a unit trust is a great way to grow your savings. We consider the kinds of profit you can expect from unit trusts, and how each of these are taxed.

Are unit trusts a good investment?
Without a background in finance, it’s difficult to decide where best to invest your savings. For this reason, many South Africans choose to rely on a fund manager to make the right decisions for them.

The real tax benefits of retirement annuities
We all know that having a retirement annuity (RA) helps us to retire comfortably and with dignity. But what many people miss are the tax benefits that are linked to an RA.

Choose the right savings vehicle for your future home
Buying a home is one of the largest purchases you might make, and you need to make sure you save for it in the most practical and cost-effective way. We find out which savings vehicle you should make use of.

Should you buy property with friends?
It’s becoming more common for long-term friends to invest in property together. We consider the perks of setting up a “property club” with your friends, and we find out what you should consider before doing this.

Save for retirement or settle credit card debt?
If you’re working with a restricted budget, it may be difficult to decide between contributing towards your retirement savings or settling a portion of your debt. We have a look at how you should handle this.

What are the risks of investing in the Money Market?
What is the Money Market? And should you invest in it? We found out the answers.

