Treat yourself to savings

In honour of Workers' Month, we’re looking at how to keep more of your hard-earned money where it belongs – in your pocket. We all feel the pinch when the grocery bill climbs, but saving on the essentials isn't about going without. It’s about being strategic so that you can still enjoy the rewards of your labour.

Here are five ways to shop smarter and make life more affordable – while keeping the fun:

1. Timing is everything

You’ve put in a full day, now make the clock work for you. Many supermarkets mark down fresh produce and bakery items by up to 50% after 5pm to clear shelves for tomorrow’s deliveries. If you’re topping up on groceries on the way home, it’s the smartest way to get quality food at a fraction of the price. 

2. Use your data (and your list)

In a world designed to make you spend, sticking to a list is a pro-move. Use apps like Checkers Xtra Savings or Shoprite Xtra Savings for personalised deals. By scanning specials before you leave the house, a family of four can significantly trim a R8,000 monthly spend down to something much more manageable.

3. Unlock members-only pricing

If you want a shortcut to savings, JustMoney’s MyMoney Saver is a game-changer. For R149 a month, you unlock deep discounts on groceries, toiletries, and clothing from a range of stores including Checkers, Shoprite, Edgars and Dis-Chem. It usually pays for itself within the first shop. Log in to JustMoney and click on MyMoney Saver to get with the programme – you’ll be able to access your discounts and savings within 24 hours of activation.

4. Friday night dinner? Sorted!

You work hard, and sometimes you just don't want to cook. With the right rewards, a family meal at Nando’s, Steers, or Wimpy doesn't have to break the bank. MyMoney Saver offers up to R1,000 cashback per month at partner restaurants (including Bootlegger and Mugg & Bean) – meaning that Friday night treat stays firmly in the budget. 

5. Half-price movie nights

Entertainment is usually the first thing we cut when money is tight. With MyMoney Saver you get 50% off up to four Nu Metro tickets and snack combos each month, so that a big-screen experience can stay on the menu. It’s about keeping the lifestyle you enjoy while being smart about the costs.

The Money Coach view

Shopping smart is simply a way to make sure your hard-earned rands go exactly where you want them to. More money savings tips in the next issue.