Written or reviewed by Athenkosi Sawutana
Which one should you get first - life cover or a retirement annuity?
Financial planning can be a brain-racking process because it means making difficult decisions such as choosing the most suitable products for you. The one challenge faced by those who are financially constrained is which product to choose: life ...
Should you save or invest your money?
While saving means putting away cash for future use, investment involves purchasing assets which will yield good returns in the future.
Retirement annuities compared – pick the one for you
When selecting an RA you must know the type of annuity you are investing in. Retirement annuities are divided into two categories: traditional and new generation annuities.
Recent tax changes – how do they affect you?
In January this year, various amendments to the Taxation Laws Amendment Bill and the Tax Administration Act were announced. While some changes will benefit you, others could be to your disadvantage. Justmoney looks at how some of the recent chan...
Claiming from RAF – should you lawyer up?
A claim against the Road Accident Fund (RAF) can take up to five years before settlement. In trying to secure payment faster, should you appoint a lawyer rather than approaching the RAF directly?
Medical aid questions to ask before switching employers
Taking on a new job can be extremely exciting with its new possibilities and probably better pay. However, it can have implications on your medical aid.
5 Ways to fireproof your house
It’s a fact that some homes are more prone to fire than others. A tragic example of this is the horrific 2017-Knysna wildfires in which people lost their lives and homes. How can you fireproof your house? Justmoney learnt five things you ...
Do you still need credit life cover when you have life cover?
When you take out credit, your creditors will require you to pay back what you owe no matter what your circumstances are. This is why they have credit life cover built into their loans to ensure you are still able to pay off your debt, should an...
Splitwise: Split the bill not the friendship
Collecting your friends’ debt to you can be draining. You don’t want to ruin your friendship with them, and it can also be extremely awkward. I don’t know how many times I have written, deleted, and rephrased texts, remindin...
Everything you need to know about student loans
Higher education comes with a big price tag nowadays and many people have failed to reach their dreams because they cannot afford to pay for their studies.
How does Tyme bank compare to traditional banks?
The South African banking industry is slowly moving into the digital space. In 2001, Capitec Bank opened its doors, changing the way banking had traditionally been done, ensuring that customers can access their accounts digitally.
Young woman building a legacy brick by brick
When her dad passed away, Siyasanga Ngcongca, an internal auditing graduate, took over the family business. Ngcongca Construction, as her company is known, is a service provider to five insurance companies, handling building and commercial claims.