Harper Banks

Written or reviewed by Harper Banks

Should you take a sabbatical?

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Should you take a sabbatical?

22 November 2022

We find out what a sabbatical is, how to persuade your employer to let you take one, and how to manage your finances before, and while, you’re away.

What if you max out your credit card?

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What if you max out your credit card?

20 September 2022

We consider the consequences of maxing out your credit card, including the impact it will have on your interest-free benefit and your credit score.

Is it worth having two home loans?

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Is it worth having two home loans?

18 September 2022

Managing a mortgage loan is a huge responsibility. In this article, we consider the possibility of acquiring a second home loan, and the benefits attached to it.

Should you buy, or rent a home?

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Should you buy, or rent a home?

6 September 2022

This article presents a financial comparison between renting and buying for the first year of living in a property, and considers the pros and cons of each.

Why financial freedom matters, and how you can achieve it

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Why financial freedom matters, and how you can achieve it

27 July 2022

Everyone has their own idea of what financial freedom means. We consider its value, and the steps you can take to achieve it.

Encouraging your employer to support your CSR cause

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Encouraging your employer to support your CSR cause

26 July 2022

Many community projects struggle to secure funding. We consider how to encourage your employer to help finance these projects.

Maintain your home for optimal property value

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Maintain your home for optimal property value

4 July 2022

Home maintenance is an expensive but essential activity. We have a look at why it is important and how you can use it to optimize your property value.

How to prepare your car for a long-distance trip

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How to prepare your car for a long-distance trip

28 June 2022

We consider preparations needed to undertake a long-distance road trip.

Should you take out a loan or rent-to-own?

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Should you take out a loan or rent-to-own?

27 June 2022

We compare personal loans to new finance models that are emerging, such as rent-to-own, which offers the same solution in a different format.

What’s the minimum income for a car loan?

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What’s the minimum income for a car loan?

20 June 2022

When you apply for vehicle finance, your lender will consider several factors when assessing your application, including your income.

Can you get a loan while under debt counselling?

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Can you get a loan while under debt counselling?

13 June 2022

Debt counselling will inevitably have a positive impact on your finances, which may tempt you to acquire further credit. We consider whether this is feasible.

7 Habits to reach financial freedom

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7 Habits to reach financial freedom

12 June 2022

We have a look at what financial freedom is, and we identify seven positive habits that you should follow as part of your routine.