Written or reviewed by Isabelle Coetzee
You can’t cash cheques anymore in South Africa – we find out why
In November 2020, the South African Reserve Bank (SARB) announced that cheques would be discontinued from 1 January 2021. But what guided this decision? We have a look at what the pitfalls have been of using cheques, and the consequences of remo...
The perks of investing in student accommodation
With the constant influx of new students entering tertiary institutions, there’s usually a steady demand for student accommodation. As an investor who’s interested in the property market, should you consider student accommodation?
If someone had your medical aid details, could they benefit in your name?
With credit fraud on the rise, most of us know the importance of keeping our general personal details safe, such as ID number, home address, and contact details. But were you aware of the need to keep your medical aid or insurance details safe?
How to budget for charity and balance it with your savings
Charity is not a compulsory expense and thus it is usually excluded from budgets. However, if you donate money on the spur of the moment, it could throw your budget off course. We look at how you can budget for goodwill, and how you can give whe...
How to keep your vehicle safe while you’re out on the road
If you plan to drive to a holiday destination, you’re probably aware of how dangerous it can be to get stranded on the side of a road in the middle of nowhere. By making the right preparations, you can keep yourself out of this pickle.
What do financial advisers actually assist you with?
It seems straightforward to assume that a financial adviser will assist you with your finances. But have you really considered what that would entail? Does a financial adviser do your taxes for you? What role do they play in assisting you with f...
How safe is it to “tap” your bank card when you make payments?
Everyone is avoiding physical contact nowadays, which means that cards that can be “tapped” – or be used simply by hovering around card machines – have become popular. But how safe is it to tap your card rather than t...
Is travel insurance necessary for local trips?
Although travel insurance is often included when you purchase flight tickets with your credit card, experts will still advise you to take out additional travel insurance for big trips. However, is this necessary when you’re travelling locally?
Is it wise to invest in industrial property?
You may already be aware that commercial property is a fair investment option – and sometimes even more profitable than private property. But did you know that focusing on industrial property could also offer you good returns?
New Year resolutions to help keep you away from bad debt
With the new year around the corner, you may be resolved to get your finances in order, and to spend the next year growing your net worth. So how would you go about doing this?
Can you cancel your credit life cover?
When you take out a credit agreement, it often includes credit life cover to settle your outstanding debt in dire circumstance. Cover conditions include, for example, retrenchment or the onset of disability. But this cover does come at a cost, s...
Struggling to find a gift for your loved one? Help them with their debt
The holiday season is around the corner, but rather than being excited about the festivities that lie ahead, you may be fretting about what to get your loved ones.