| Minimum Income | R 3000 |
| Interest Rate | 21.50 % |
| Max Credit Interest | 0.5 % |
| Interest Free Period (Days) | 55 |
| Monthly Card Fee | R 27.00 + R 135.00 once off initiation fee |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R 3.50 + R 1.28 per R 100 or part thereof |
| Cash Withdrawal Fee - Other Bank ATM | R 6.50 + R 3.50 + R 1.28 per R 100 or part thereof |
| Cash Withdrawal Fee - Bank Branch | R 30.00 + R 1.28 per R 100 or part thereof |
| Cash Fee* - Own Bank ATM | R 3.50 + R 1.28 per R 100 or part thereof |
| Cash Fee* - Other Bank ATM | R 6.50 + R 3.50 + R 1.28 per R 100 or part thereof |
| Account Payment - Own Bank ATM | R 8.00 |
| Transfer Fee - ATM | R 8.00 |
| Transfer Fee - Bank Branch | R 18.00 |
| Cash Withdrawal Fee - Overseas | R 35.00 + R 1.28 per R 100 or part thereof |
| Cash Deposit Fee - Own Bank ATM | R 6.00 + R 1.28 per R 100 or part thereof (min. R 17.00) |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | N/a |
| Garage Transaction Fee | N/a |
| Internet Banking Fee | R 16.00 |
| Second Card Fee | Free |
| Replacement Card Fee | Free |
| Travel Insurance | Have peace of mind when you travel at home or abroad. As an American Express Credit Cardmember, you will receive automatic travel insurance for both local and international travel when you buy your travel ticket with your American Express Gold Credit Card. |
| Card Protection | |
| Benefits | |
