| Minimum Income | R3 000 |
| Interest Rate | 14.5% – 20.5% (based on your credit profile) |
| Max Credit Interest | R150 000 |
| Interest Free Period (Days) | Up to 55 days interest-free |
| Monthly Card Fee | R35 Flat Fee |
| Transaction Fee | card swipes are free |
| Cash Withdrawal Fee - ATM | R6 Flat Fee |
| Cash Withdrawal Fee - Bank Branch | N/A |
| Account Payment - Own Bank ATM | N/A |
| Transfer Fee - ATM | Free to your own linked account |
| Transfer Fee - Bank Branch | R5 flat fee |
| Cash Deposit Fee - Own Bank ATM | 0,9% of the amount deposited |
| Balance Enquiry - Own Bank ATM | Free |
| Internet Banking Fee | Free |
| Travel Insurance | Free basic cover – Emergency medical and related expenses of up to R10 million as specified in the benefit schedule that will be supplied to you by Travel Insurance Consultants (TIC) |
| Card Protection | You have access to free lost card protection which protects you against loss caused by fraudulent use before reporting the card as lost or stolen. |
| Benefits | Access to all your Capitec accounts, it offers up to 55 days interest-free, it has a credit limit of up to R150 000, you can make use of cashless payments, there are no currency conversion fees or purchase fees for international payments, and you can earn up to 4.85% interest per year on a positive balance. In addition, you will also get access to credit insurance, as well as free travel insurance. |
