All FAQs

Can I apply for a personal loan if I have a joint banking account?

22 May 2026

Can I get a loan if I’m “blacklisted”?

17 July 2024

If you have a poor credit record, you may be unable to get a loan. We explain your options, including ways to rebuild your credit status over time.

Should you use a credit card like a regular bank account?

17 July 2024

Is it a good idea to treat your credit card like a regular bank account? We outline the key factors to consider.

Can I open a bank account for my newborn baby?

17 July 2024

When can you open a bank account for a new baby, what does the process entail, and what are the benefits? We answer your questions.

Can an insurance company force me to use a specific panel beater?

17 July 2024

If you need vehicle repairs, can your insurer compel you to use a specific panel beater? We outline what you need to consider.

Does JustMoney provide loans or any other financial services?

28 June 2024

JustMoney is a South African financial solutions platform that provides users with tools and resources to make informed financial decisions.

Is it a good idea to use a credit card as a normal bank account?

6 June 2024

I am currently under debt review and I feel that the amount I'm paying, which is the 35% of my monthly pay, is too much and I can't handle it I need a break. What can I do?

10 May 2023

What will the monthly payment be on the credit card?

10 May 2023

Will usage of budget facility lower my credit score? Given that the closing balance of straight facility + budget facility is way below credit limit (let’s say 20%)

10 May 2023

If I have a credit card and I have paid it off but paid more than what I owe, is it good to leave whatever is paid more in and use the credit card as a saving account, or do I need to withdraw all the monies that are over paid?

10 May 2023

Can I get a limit increase on my credit card?

10 May 2023