Santam's success has been, and will continue to be, determined by our ability to adapt to a dynamic systemic risk landscape. Over the years, Santam has been able to continually reposition and improve itself in the changing business environment, to employ the best people, to provide a relevant offering to clients, and to optimise systems to drive efficiency.

Santam has managed to build a diverse group that encompasses four business units and an international investment portfolio. This diversity, coupled with a world-class scientific underwriting capability, enables the group to steer its way through the ups and downs of the typical underwriting cycle.

Santam offers three car insurance options:

  • Comprehensive cover for accidental loss or damage to a vehicle, including third party liability
  • Third party only which covers the amount for which you are legally liable to a third party, if the liability relates to the vehicle
  • Limited (fire and theft) which covers accidental loss or damage to a vehicle, including third party liability – only if the loss or damage is as a result of fire, lightning, explosion, theft or attempted theft

For more information on Santam, click here.



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