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Credit

Understanding your credit score

By Isabelle Coetzee

Your credit score determines whether you’ll be approved for a personal loan, vehicle finance, or a new credit card. It also impacts the interest rate you’ll be offered on each of these. But how do you know whether you have a good or bad credit score?

Understanding your credit score
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Credit Check

5 factors that affect your credit score

By Athenkosi Sawutana

People often think that income, employment status, and age affect their credit score. As much as these play a big role in determining whether you qualify for credit or not, there are five more important factors that affect your credit score that you might not be aware of. 

5 factors that affect your credit score
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Credit

How to maintain and improve your credit score

By Isabelle Coetzee

Your credit score is ever-changing and if you mismanage any of your accounts, your credit score will reflect these discretions. How can you ensure your credit score is both maintained and continues to grow? The following tips could help you stay on track.

How to maintain and improve your credit score
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Financial News

What does it mean to be blacklisted?

By Danielle van Wyk

The term ‘blacklisted’ has typically meant that you as a consumer are in arrears with an account or have a judgement against your name for an account.

What does it mean to be blacklisted?
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Credit check

How to build a good credit record

By Athenkosi Sawutana

Credit scores range from 300 to 999, depending on the credit bureau. The higher your credit score, the more likely you will qualify for credit. If your score is below 620 it’s unlikely that you will get credit. However, there are things you can do to build a good credit score.

How to build a good credit record
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Credit , Credit Check

Why is a good credit record important

By Danielle van Wyk

Your credit record is not only an indicator of your financial health, but it is used by lenders when determining whether to grant you the credit you may have applied for.

Why is a good credit record important
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