Featured Article

Bank card vs. Smartphone: What is the difference?

By Staff Writer

Although debit card fraud has decreased in South Africa, credit card fraud has risen to an annual loss of R436.7 million. This is according to the 2017 Card Fraud Stats, which was released by the South African Banking Risk Information Centre (Sabric) in April this year.

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Latest News

Home Loans

5 Financial mistakes to avoid before buying a home

By Angelique Ruzicka

One of the most exciting things you can do is buy a home. However, in many instances people get so caught up in buying their dream home that they can make some typical mistakes which could ultimately make the lose money or even prevent you from stepping up onto the property ladder. 

5 Financial mistakes to avoid before buying a home
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Personal Loans,Home Loans

Sanlam warns against false loans offers

By Angelique Ruzicka

Several emails are making the rounds purporting to offer consumers a loan from Sanlam at the rate of 2.5%. 

Sanlam warns against false loans offers
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Home Loans

Should you fix your home loan interest rate?

By Jessica Anne Wood

Should you fix your home loan interest rate? Tommy Nel, head of credit at FNB Home Loans, noted: “Although there’s a good chance that interest rates may have peaked; consumers still need to tread with caution due to possible risks of further downgrades to our sovereign credit ratings."

Should you fix your home loan interest rate?
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Home Loans

Should you pay historical debt on your property?

By Jessica Anne Wood

A ruling by the Pretoria High Court stated that property owners and tenants should not be burdened with historical municipal debt from old owners or tenants. Several property owners went to court after their properties experienced electricity and water cuts by the Tshwane and Ekurhuleni metros due to outstanding bills from previous owners. The court ruled that the section of the Local Government Municipal Systems Act which permitted for this was constitutionally invalid.

Should you pay historical debt on your property?
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Home Loans

Consumers struggling with mortgage repayments

By Jessica Anne Wood

Information released by credit bureau Compuscan revealed that during the second quarter of 2016 (Q2 2016) more people are struggling to make ends meet. This is not only limited to lower income households, but higher income earners as well. This is particularly evident when looking at mortgage repayments.

Consumers struggling with mortgage repayments
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Home Loans

When can your bond approval be reassessed?

By Jessica Anne Wood

Your bond has been approved and you are looking forward to moving into your new home. But before you go on that spending spree to furnish your new home take a breath. First National Bank (FNB) has warned that taking on more debt after a home loan approval could lead to your bond being reassessed.

When can your bond approval be reassessed?
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Home Loans

Avoid unnecessary purchases during bond approval

By Jessica Anne Wood

It is all too easy to be complacent and spendthrift after bond funds reach your account, however, one expert warns that this is when you need to spend smart.

Avoid unnecessary purchases during bond approval
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