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End of November to signal a sharp petrol price increase

By Danielle van Wyk

As previously predicted the Automobile Association (AA) have forecasted a sharp jump in fuel prices at the end of November. This is according to the Automobile Association, which says that motorists cannot expect much relief from a weakening domestic picture.

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Financial News

4 Point checklist before taking out a loan

By Danielle van Wyk

It is no secret that times are tough, and consumers are feeling the pinch as they become increasingly reliant on credit to service their basic needs. In South Africa, access to credit plays a big and vital role in advancing financial inclusion. That is why it’s important for anyone applying for a Personal Loan to have a basic understanding of how to best set themselves up to qualify.

4 Point checklist before taking out a loan
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Home Loans

5 Financial mistakes to avoid before buying a home

By Angelique Ruzicka

One of the most exciting things you can do is buy a home. However, in many instances people get so caught up in buying their dream home that they can make some typical mistakes which could ultimately make the lose money or even prevent you from stepping up onto the property ladder. 

5 Financial mistakes to avoid before buying a home
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Personal Loans,Home Loans

Sanlam warns against false loans offers

By Angelique Ruzicka

Several emails are making the rounds purporting to offer consumers a loan from Sanlam at the rate of 2.5%. 

Sanlam warns against false loans offers
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Home Loans

Should you fix your home loan interest rate?

By Jessica Anne Wood

Should you fix your home loan interest rate? Tommy Nel, head of credit at FNB Home Loans, noted: “Although there’s a good chance that interest rates may have peaked; consumers still need to tread with caution due to possible risks of further downgrades to our sovereign credit ratings."

Should you fix your home loan interest rate?
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Financial News

When can the bank repossess your house?

By Jessica Anne Wood

Can your home loan provider simply evict you off the property, or do the right of unlawful occupiers apply to you to?

When can the bank repossess your house?
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Financial News

Can banks change your credit agreement?

By Jessica Anne Wood

If you innocently dip into your access bond to use the capital to fund a building project, your child’s tertiary education or anything else for that matter you could be opening yourself up to paying more in interest. This is according to Paragon Lending Solutions, who claim that: “Not only is the age of the access bond over, but they may trigger changes which result in new, unattractive rates from their bank.”

Can banks change your credit agreement?
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Financial News

Your Absa apartheid-era bailout questions answered

By Jessica Anne Wood

A Public Protector provisional report investigating an apartheid-era financial assistance package to Bankorp Limited, which was later purchased by Absa Bank, has been leaked. While investigations are underway to figure out how the document made its way into the public domain, Justmoney answers the questions you may have about the report and what this means for Absa.

Your Absa apartheid-era bailout questions answered
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Financial News

10 Smart ways to save using your credit card

By Angelique Ruzicka

While we often whip out our credit card at times when we need to stretch our finances or make big purchases, there are smart methods you can adopt to make the most out of your credit card and the benefits that come with it. Here are ones you can take on now that will save you money.

10 Smart ways to save using your credit card
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Financial News

Scams: How to identify loan scams

By Jessica Anne Wood

When you are desperate for money, the offer of a loan with low interest, no credit check required and very little in the way of paperwork may seem like a blessing, however, if it appears too good to be true, it usually is.

Scams: How to identify loan scams
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Financial News

How to borrow responsibly

By Jessica Anne Wood

Come the beginning of the year many people struggle to make ends meet and take out loans and other forms of credit to help cover expenses. But when it comes to taking on credit, it is important to do so responsibly.

How to borrow responsibly
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