Unlock exclusive travel and lifestyle benefits
The Nedbank American Express Gold Credit Card is designed for high-earning individuals seeking exclusive travel perks, comprehensive insurance, and premium concierge services. With access to airport lounges, travel consultants, and up to R4 million in medical travel insurance, this card combines convenience, protection, and value.
Tip: Check your credit score and see how you can make better money choices to improve your credit health.
Who is this card for?
This card is ideal for:
Professionals earning R10,000 or more per month
Frequent travellers looking for travel insurance and airport perks
Shoppers wanting real-time SMS alerts and secure transactions
Customers who value dedicated concierge and support services
Nedbank American Express Gold Credit Card Fees & Features
| Minimum Income | R10 000 |
| Interest Rate | 18.65% – 21% (dependent on credit score) |
| Max Credit Interest | 0.75% |
| Interest Free Period (Days) | Up to 55 days |
| Monthly Card Fee | R40.00 (card) + R20.00 (credit facility service fee) = R60 total |
| Initiation Fee (once-off) | R190.00 |
| Transaction Fee | Free (swipes) |
| Cash Withdrawal Fee - ATM | R2.75 per R100 or part thereof |
| Cash Withdrawal Fee - Other Bank ATM | R12.00 + R2.75 per R100 or part thereof |
| Cash Withdrawal Fee - Bank Branch | R100.00 + R2.75 per R100 or part thereof |
| Cash Fee - Own Bank ATM* | R2.75 per R100 or part thereof |
| Cash Fee - Other Bank ATM* | R12.00 + R2.75 per R100 or part thereof |
| Account Payment - Own Bank ATM | R10.00 (via EFT/digital) |
| Transfer Fee - ATM | Free (interaccount transfers via digital channels) |
| Transfer Fee - Bank Branch | R200.00 |
| Cash Withdrawal Fee - Overseas | R65.00 + R2.75 per R100 or part thereof |
| Cash Deposit Fee - Own Bank ATM | R2.00 per R100 or part thereof |
| Balance Enquiry - Own Bank ATM | Free |
| Garage Card Fee | N/A |
| Garage Transaction Fee | N/A |
| Internet Banking Fee | Free |
| Second Card Fee | R40.00 |
| Replacement Card Fee | R160.00 |
| Travel Insurance | Free cover including up to R3 million medical cover (when travel tickets are purchased using the card) |
| Card Protection | International SOS cover included |
| Benefits | Lounge access, concierge travel bookings, Greenbacks cashback, SMS notifications, free POS transactions, credit life insurance, Avis car hire discounts, Avo flight discounts, virtual cards, up to 12 complimentary Bidvest lounge visits (Platinum only) |
Key benefits
Airport lounge access
Enjoy preferential access to selected local and international airport lounges, adding comfort to your travel experience.
Comprehensive travel insurance
Includes free travel cover up to R4 million, covering unexpected medical emergencies while abroad.
Concierge and travel consultant services
Let expert concierge agents and travel planners assist with your bookings, reservations, and trip planning needs.
SMS transaction alerts
Stay informed with real-time SMS notifications for every transaction—improving your security and tracking your spend.
International SOS protection
Access global emergency assistance through International SOS, giving you peace of mind wherever you go.
Why choose Nedbank American Express Gold?
Affordable monthly fee of just R30
High credit limits for flexibility and convenience
50-day interest-free period on qualifying purchases
Free second card and card replacement options
Secure online and international transactions