Quick summary
Earn 1 mile per R6 (Amex) • 19,000 bonus miles on first SAA ticket • Unlimited lounge access • R6m travel insurance • Annual fee R2,185
Can you afford a premium travel credit card? Use our free budget calculator and check your credit score before applying.
Key premium benefits
Accelerated miles earning:
- 1 mile per R6 (Amex) vs 1 per R10.50 (Mastercard)
- 19,000 bonus miles on first SAA ticket
- 15,000 bonus miles at R300,000 annual spend
- Double miles during the first month
- Additional 1 mile per R1.60 on SAA flights
- 2,500 enrolment bonus for new Voyager members
Enhanced companion tickets:
- R100,000 spend = Continental companion ticket (vs R120k Gold)
- R200,000 spend = Global companion ticket (vs R220k Gold)
- R1,000,000 spend = Additional global companion ticket
- Exchange global for 2 domestic companion tickets
- Donate tickets to others
Premium lounge access:
- Unlimited access to SAA-owned Premium lounges
- Free access for supplementary cardholders and companion ticket holders
- Locations: OR Tambo, Cape Town, King Shaka International
- Valid Premium Card must be presented
- Travel must be on SAA-operated flights
Superior travel insurance:
- Automatic basic travel insurance up to R6,000,000 (vs R4m Gold)
- 20% discount on top-up insurance (vs 10% Gold)
- Coverage for you, partner, children, and supplementary members
Lifestyle benefits:
- 15% off Wine-of-the-Month Club or 25% off first Club pack
- 60% off Nu Metro Xtreme tickets, 50% off 2D/3D/VIP
- 50% off refreshment combos
- Preferential debit interest rates
- One extra piece of luggage on SAA flights
Fees and eligibility
| Fee type | Amount |
| Annual service fee | R2,185 |
| Monthly credit facility fee | R34 |
| First supplementary card | Free |
| Additional supplementary cards | R45 per month each |
| Replacement card fee | R160 |
| Card swipes / purchases | R0 (Zero charges) |
| Interest-free period | Up to 55 days |
| Minimum monthly repayment | 5% of outstanding balance |
| Cash withdrawal - own bank ATM | R4.00 + R1.32 per R100 or part thereof |
| Cash withdrawal - other bank ATM | R7.00 + R4.00 + R1.32 per R100 or part thereof |
| Cash withdrawal - bank branch | R35.00 + R1.32 per R100 |
| Cash withdrawal - overseas | R40.00 + R1.32 per R100 |
| Cash deposit - own bank ATM | R10.00 + R1.32 per R100 (min R17) |
| Balance enquiry - own bank ATM | Free |
| Account payment - own bank ATM | R8.00 |
| Transfer fee - ATM | R4.00 |
| Transfer fee - bank branch | R35.00 |
| Garage transaction fee | R5.00 |
| Internet banking fee | R16.00 |
| Voyager programme enrolment | Automatic (no additional fee) |
| Foreign exchange fee | 2% on all foreign transactions |
| Virtual cards | Free (up to 5 cards) |
| Same-day card replacement | Included with delivery |
Note: All fees are subject to change. Always verify current fees with Nedbank before applying.
Who should choose Premium over Gold?
Choose Premium if you:
- Fly SAA regularly (lounge access alone is worth thousands annually)
- Spend R100,000+ annually
- Value unlimited lounge access
- Need R6m travel insurance
- Can afford the R2,185 annual fee + R25k/month income requirement
- Prefer faster miles earning (R6 vs R6.50 per mile)
Stick with Gold if you:
- Fly occasionally (2–3 times per year)
- Spend under R100,000 annually
- Don't need unlimited lounge access
- Prefer a lower annual fee (R754 vs R2,185)
- Earn R6,600–R25,000/month
Take control of your financial life
Premium cards require premium income. Ensure you meet the R300,000 annual income requirement and can justify the R2,185 annual fee through actual travel usage.
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Disclaimer: Information current as of November 2025. Verify all details with Nedbank before applying. Premium cards require substantial income and spending to justify costs.