Standard Bank Gold Credit Card: Affordable benefits for everyday living and travel
Enjoy savings on flights, complimentary travel insurance, and free AlwaysOn WiFi to enhance your lifestyle at an affordable cost.
Tip: Check your credit score and see how you can make better money choices to improve your credit health.
Automatic travel insurance
Travel with confidence knowing you’re covered by automatic travel insurance when you pay for flights with your Standard Bank Gold Credit Card. This benefit ensures you’re protected for unforeseen incidents during local and international trips.
Flight & travel discounts
- Get up to 20%* off on Emirates flights when you book through Leisure Desk
- Access handpicked experiences and offers in cities around the world with Priceless Cities
- Get up to 10%* cash back when you book on Booking.com using your Credit Card
- Enjoy 10%* off all hard and softshell luggage from Gopals
- Get up to 10% discount on car rental when you book through RentalCars.com.
- Get up to 10% discount on car rental when you book through Budget car rental
- Get up to 20% discount on car rental when you book through Avis
- Get 15% * discount on IHG Hotels & Resorts across Europe, Maldives, India, Middle East & Africa when you book at IHG
Earn rewards with UCount Loyalty Programme
Turn your everyday purchases into rewards with the UCount loyalty programme. Earn points on fuel, groceries, and more, then redeem them for travel, retail vouchers, or convert them into airmiles for your next trip.
Seamless digital banking
Access your account anytime with free internet, cellphone, and telephone banking. Manage your finances effortlessly with online transactions, balance tracking, and payment options that make banking quick and efficient.
Advanced security and lost card cover
Benefit from lost card cover for added peace of mind. Whether your card is misplaced or stolen, you can rest assured knowing Standard Bank has you covered with enhanced card protection and security features.
| Minimum Income | R5,000 per month |
| Interest Rate | 21% |
| Max Credit Interest | 20.7% |
| Interest-Free Period (Days) | 55 |
| Monthly Card Fee | R63.00 |
| Transaction Fee | Free |
| Cash Withdrawal Fee - ATM | R2.65 per R100.00 |
| Cash Withdrawal Fee - Bank Branch | R40.35 + R2.02 per R100 |
| Account Payment - Own Bank ATM | R9.50 (online), R90 (branch) |
| Transfer Fee - ATM | Included in bundle |
| Transfer Fee - Bank Branch | Included in bundle |
| Cash Deposit Fee - Own Bank ATM | 1 free per statement cycle thereafter R2.02 per R100 |
| Balance Enquiry - Own Bank ATM | Free via app, R1.51 ATM |
| Internet Banking Fee | R4.00 |
| Travel Insurance | Free automatic cover |
| Card Protection | Lost card cover |
| Benefits | Get free access to internet, cellphone and telephone banking. Access to UCount loyalty programme. Earn points on everyday purchases. Convert points to air miles. |
Why choose the Standard Bank Gold Credit Card?
The Standard Bank Gold Credit Card offers exceptional value with flight discounts, free travel insurance, and rewards on your everyday spending. Whether you’re saving on travel, enjoying free WiFi, or earning loyalty points, this card is designed to enhance your lifestyle while keeping costs low.
Tip: Check your credit score today to find out if you qualify for financial products like a credit card.