Jm Credit Status Top Banner

Check your
credit status

Your credit score is the key to better interest rates and the life you want to build. Whether you're starting out or staying on track, knowing your credit status helps you plan your next move. It's instant, free, and won't affect your credit score.


Check my status

Get started now
– it's safe and secure

  • Tap “Check my status”
  • Enter your ID to get your free credit report
  • See your credit score, offers, and insights
Phone screenshot of JM app

Stay on track

Track your progress for free. Your score updates monthly, so you can see exactly how your choices are paying off over time.

Phone screenshot of JM app

Spot fraud early

Easily protect your name and finances. Get a full summary of your accounts and spot any activity that doesn't belong to you.

Phone screenshot of JM app

Unlock better deals

See what you qualify for. We show you the credit offers and other financial solutions you're eligible for based on your score.

Phone screenshot of JM app

Get personalised insights

View the full picture of your money habits. Discover what is driving your score and get tailored guidance on how to improve it.

Overview

To be eligible for financial products, good credit health and an optimal credit score are essential. It’s crucial to ensure your creditworthiness by monitoring your credit report, and taking measures to enhance your credit score.

When you sign up with JustMoney, you’ll unlock valuable resources, including a credit report and a user-friendly credit dashboard.

Your credit score will be presented on a scale from bad to average to good, ranging from 1 to 1,000. Remember, your financial choices significantly affect your credit rating.

Check your credit score today!

What people say

“Absolutely user friendly website, very friendly helpful consultants. on top of their game. they know what you need before asking. i would recommend them to anyone that has queries about their credit score or what needs to updated.. keep up the great work guys. the best website online platform i have dealt with in a very long time.”

ZVZan V
Hellopeter

“I have been using this platform for the past year, and honestly I see myself using this platform for the foreseeable future. Great Service. Great Team. Great Coaches. Your dedication and client service sets you apart from the competition.”

MCMatthew C
Hellopeter

“I spoke to Allie on the phone and he was very professional and friendly. He took me through on how to navigate their platform and also gave me a brief of my credit profile. Just Money”

NNick
Hellopeter

Articles and insights

Our articles provide valuable tips, strategies, and expert guidance to help you understand, improve, and maintain a healthy credit profile.

Whether you’re looking to boost your credit score, manage debt effectively, or navigate the intricacies of credit management, our articles empower you with the knowledge you need to make informed financial decisions.

Explore our wealth of resources, and stay on the path to a brighter financial future.


How to raise a dispute with a credit bureau

How to raise a dispute with a credit bureau

7 March 2023 · Fiona Zerbst

Incorrect information may appear in your credit report – and you have a right to challenge it. We discuss how to raise a dispute with a credit bureau.

How to avoid hitting your credit limit

How to avoid hitting your credit limit

7 February 2023 · Fiona Zerbst

Credit is a useful tool, provided you use it responsibly. We consider how credit limits are calculated, and how to manage your credit to stick within your budget.

How to access credit for the first time

How to access credit for the first time

2 January 2023 · Fiona Zerbst

This article outlines ways to access credit products in the absence of a credit score, and notes which products are best suited to first-time credit users.

Will your credit score help you to buy a property?

Will your credit score help you to buy a property?

18 December 2022 · Fiona Zerbst

Your credit score is a key determinant of your home loan eligibility. We consider what your credit score reveals, and provide tips to help you secure a mortgage.

How lenders view your credit score, and how you can improve it

How lenders view your credit score, and how you can improve it

15 December 2022 · Fiona Zerbst

Your credit score is not just a number. This article explains how lenders and credit bureaus view your credit score, and provides some tips for improving it.

Is your credit score high enough to access vehicle finance?

Is your credit score high enough to access vehicle finance?

8 December 2022 · Fiona Zerbst

We consider the role your credit score plays when you apply for vehicle finance, and note ways to improve your score so you can buy a car.

How to break poor credit habits

How to break poor credit habits

1 November 2022 · Fiona Zerbst

We investigate how poor credit habits can impact your financial health, and we consider what you can do to break them


Videos and podcasts

We’ve created a collection of informative and insightful videos that cover a wide range of topics related to financial wellbeing.

Whether you’re a visual learner or prefer the convenience of watching and listening, our video content is designed to provide you with valuable tips, expert advice, and practical strategies to help you master the art of credit management.

Join us on this visual journey to enhance your financial literacy and make informed decisions that lead to a healthier credit future.


What does credit wellness mean to you?

4 November 2021

Credit wellness is an important indicator of your financial health and journey. We chatted to a few people about their understanding of credit wellness.

Put your financial savviness to the test

30 August 2021

The JustMoney team celebrates women and their financial savviness. See how you would fare in certain financial situations, give this video a watch.

Honey, let’s chat money

11 February 2021

Financial compatibility is important when choosing a partner. According to statistics, the majority of divorces are as a result of financial disagreements. At JustMoney we believe in laying a solid financial foundation. This process starts with ...

FAQs about credit scores in South Africa