From R5,000 to R350,000
A loan is more than just a transaction. It's a way to reach a goal or manage a responsibility. Whether you're looking to renovate your home, consolidate your debt, bridge a cashflow gap, or cover an unexpected life event, choose from trusted providers like Sanlam to find the loan that's right for you.
How it works
Create your free JustMoney profile. Fast, safe, and secure.
View offers, choose your loan, and complete your application.
Once approved, you could get your payout as soon as tomorrow.
Get the right loan for your needs from trusted partners such as Sanlam.
Move from application to payout quickly and conveniently.
Choose a timeline that fits your budget and goals.
Take control and save on interest by paying your loan off early at no extra cost.
Log in to JustMoney, go to your Solutions page, scroll down to “GET money”, and click the “View Offer” (Sanlam) or “Apply Now” (Capfin) buttons to see your free personal loan quote. We’ll provide instant feedback based on your affordability and credit score. You can also apply for online shopping credit with Mobicred, an Identity store account, and a Nedbank credit card.
Personal loans are unsecured loans that provide a lump sum of money for you to use for anything from medical emergencies to home upgrades.
With flexible repayment terms and competitive interest rates, personal loans offer a convenient way to manage your finances wisely.
Here’s what you can expect from a personal loan through JustMoney:
At JustMoney, we partner with trusted lenders to offer personal loans tailored to your needs and budget.
Our platform provides an instant indication of how likely it is that you will qualify for a loan. This helps you make good money choices upfront.
Our partners offer interest rates designed to be competitive, helping you reduce the total amount you repay over the loan term.
Whether you’re able to pay back your loan quickly or need more time, you’ll find options that work for you.
At JustMoney, there are no hidden fees. We explain everything upfront, so you know exactly what you’re signing up for.
Borrowing is now faster, simpler, and more convenient.
When you apply for a personal loan through JustMoney, you’ll see your credit score upfront – along with insights into how it affects your chances of getting approved.
We help you understand how your credit profile influences the loan offers you receive, so you can make informed borrowing decisions.
This allows you to stay in control of your financial future.
To apply for a personal loan via JustMoney, you must be:
If you apply for a personal loan, JustMoney’s partners will conduct an affordability assessment to ensure you can manage the monthly repayments.
A healthy credit record stands you in good stead when applying for a loan.
Personal loans are among the most accessible forms of credit available to South Africans. Here are some costs a loan can help you with, so you can better meet your financial goals:
Tertiary education is a form of good debt – a personal loan can help you study towards fulfilling your career aspirations and improving your earning capacity.
A debt consolidation loan can help ease stress and avoid missed payments by combining multiple debts into one monthly repayment and providing a clearer picture of what you owe.
Even if you have savings or medical aid cover, high medical bills could catch you off guard. A personal loan can help cover unexpected costs.
Repairs or upgrades to your property can make it more valuable. A personal loan can help fund necessary home improvements.
Funerals can come with unexpected costs, and in some cases, funeral policies may not cover everything. A personal loan can help bridge the gap, allowing you to give your loved one a dignified farewell.
A personal loan can provide quick access to cash for urgent costs, such as car or appliance repairs.
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“I have been using this platform for the past year, and honestly I see myself using this platform for the foreseeable future. Great Service. Great Team. Great Coaches. Your dedication and client service sets you apart from the competition.”
“I spoke to Allie on the phone and he was very professional and friendly. He took me through on how to navigate their platform and also gave me a brief of my credit profile. Just Money”
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A personal loan can help you make good money choices on your journey to financial freedom. Log in and view your personalised quote for FREE. You could borrow up to R350,000.
