Life is full of surprises, and knocks often come when we least expect them. Financial literacy is the first step towards making good money choices, and here you'll find tips and tricks for making your money work for you.
Being financially savvy pays the best interest
Overview
The cost of living is ever-increasing, and often, salaries don't compete with inflation. Now more than ever, every cent counts! JustMoney offers money-saving hacks that can help you stretch your money further. It often starts with small daily habits, and we have them covered.
Quick guide
Pitfalls of keeping savings in a bank account
Consider the perils of stowing your savings in an everyday account. We explore alternatives that will enable you to maximise your savings.
Avoid being a victim at the ATM
Stay safe while using an ATM. We consider some statistics and tips that are worth keeping in mind.
Keep your bank account safe
Bank account fraud is constantly on the rise. We take an in-depth look at email scams, SMS scams and SIM swaps.
Keep your banking details safe
Keep safe when shopping online. This article offers tips for protecting your financial details.
Compare bank accounts
Compare debit order fees and save
Convenience comes at a price. Banks charge for every transaction on your account, and debit orders are not spared. We compare debit order prices across the big South African banks to help you save money.
Savings accounts with the best interest rate
Finances remain strained in the aftermath of Covid. There is a dire need to instil a savings culture, but which savings account offers you the best deal? And should you opt for an open or fixed savings option? We compare the big five banks.
Choosing the best student bank account
JustMoney compares student account offerings from the bigger banks to help you determine which may be the most cost-effective.
Articles and insights
Strengthen your stokvel with 3 checks
A strong stokvel starts with smart money management. Find three safety checks and tools to grow your funds.
Grow your income in 5 steps
Whether you’re aiming for a promotion, a new career path, or extra income, the small steps you take today can make a difference.
Treat yourself to savings
In honour of Workers' Month, we’re looking at how to keep more of your hard-earned money where it belongs – in your pocket. We all feel the pinch when the grocery bill climbs, but saving on the essentials isn't about going without. It’s about being strategic so that you can still enjoy the rewards of your labour. Here are five ways to shop smarter and make life more affordable – while keeping the fun:
How to calculate your income tax in South Africa
Learn the step-by-step method to work out your income tax for the 2025/26 tax year, with SARS tables, real-life examples, and free tools to make filing season stress-free.
Black Friday deals: shop smartly, and save!
Make the most of Black Friday without overspending. We share practical shopping tips to avoid debt, stay on budget, and focus on essential purchases.
Can banks reject your home loan because of “undesirable” location?
Location is one of the important factors that determine the value of your property. The more desirable the location, the higher the value of your property. But, can your home application be rejected because of location?
What to do if your bank account is “frozen”
Having your bank account blocked can be very frustrating. We examine why this happens, and the steps you can take to restore your account.
Which bank offers the best home loan?
Choosing to buy a home is an exciting but stressful experience. We compare the home loan offers of South Africa’s biggest banks to help you choose the best option.
Concealing your cash when out and about
It’s not unusual to see someone pull out money from their sock or undergarments. But this is not the best place to keep your money safe. We consider options for ensuring your personal safety.
Videos and podcasts you may enjoy
Top financial challenges facing young people in South Africa
This Youth Month we speak to young people about money management and the challenges they face regarding their finances.
Financial tips our mothers gave us
The JustMoney team shares a few financial nuggets we’ve learnt from our moms while growing up, as we celebrate them and their influence.
Kids say the darndest things – about money
It is important to teach your kids about money – how to save it, and how to spend it wisely. JustMoney spoke to some of our kids to understand their idea of what money and saving is. You won’t believe what some of them had to say!
Explore our free tools
Have you looked at our FREE tools to help you stretch your money, like our Tax Calculator and Budget Calculator?