Home loan affordability calculator

The size of home loan you can borrow will depend on your disposable income; the amount of money left over from your salary each month after tax, living expenses and other debt repayments have been taken away. This calculator will show you what size of home loan you could afford, and how much your monthly repayments could be.

Your results

  • R0,00

    Your disposable income — also called net surplus: net income minus expenses and debt repayments.
  • R0,00

    The largest home loan instalment that you can afford, including a buffer in case the interest rate rises.
  • R0,00

    The largest home loan that you can afford, assuming an 11.75% interest rate repaid over 240 months (20 years).

You should always speak to a qualified financial planner before making any significant money decisions. The results provided by these calculators do not constitute legal or financial advice and are used at your own risk.