The ongoing drought has seen tougher water restrictions implemented by the City of Cape Town. Among the many restrictions is a limitation on filling swimming pools, and the requirement for pools to be covered to reduce evaporation and water wastage.

But what happens if you can’t afford to get a pool cover, the drought intensifies and lingers long enough for your pool to stand empty and get damaged as a result? Unfortunately damage, like cracks in the pool lining, will probably not be covered by your home and buildings insurance. This is because under your contractual obligations with your insurer you are required to take all steps necessary to mitigate the risk. So this would include you having to fork out thousands of Rands to protect your assets – your pool included.

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