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Pitfalls of keeping savings in a bank account

Pitfalls of keeping savings in a bank account

28 October 2021 · Harper Banks

We often believe that transferring a portion of our income to a separate savings account is the most effective way to grow our wealth. However, there are pitfalls to doing this.

Tax implications for capital gains

Tax implications for capital gains

27 October 2021 · Joshua White

Capital gains do give rise to tax implications. We approached an expert to find out what these are.

Preparing your domestic staff for leaving your employ

Preparing your domestic staff for leaving your employ

26 October 2021 · Joshua White

We found out what measures you should take in order to ensure your domestic worker is financially secure after they leave your employ.

What are the interest rates on store accounts?

What are the interest rates on store accounts?

25 October 2021 · Staff Writer

Opening a store account is one of the easiest ways to build your credit score. Not surprisingly, a recent report by the National Credit Regulator (NCR) found store accounts to be among the most popular credit types for South African consumers - ...

Foreign nationals vs loans

Foreign nationals vs loans

25 October 2021 · Danielle van Wyk

We find out whether a foreign national can take out a loan in South Africa, and if so, the process for doing this.

Can you monetise your hobby?

Can you monetise your hobby?

25 October 2021 · Harper Banks

As with most hobby enthusiasts, you likely have spent many hours developing unique skills to perfect your passion. However, have you considered getting paid for this effort as well?

Taking out a student loan? First read this

Taking out a student loan? First read this

24 October 2021 · Harper Banks

If your dream career requires a tertiary education, you will have to find a way to fund your student expenses. We have a look at who should take out a student loan. 

How to “switch-and-save” on credit agreements

How to “switch-and-save” on credit agreements

21 October 2021 · Harper Banks

You may have heard about a “switch-and-save” deal on your home or car insurance. However, did you know that you can do the same with your credit agreements?

How to fund a prototype for your start-up

How to fund a prototype for your start-up

21 October 2021 · Harper Banks

It’s quite an adventure to quit your job start your own business. But this decision also comes with a lot of risk. If the concept is new, it’s best to design a prototype before you jump into the deep end.

Stokvel-friendly accounts; which ones are fair?

Stokvel-friendly accounts; which ones are fair?

19 October 2021 · Athenkosi Sawutana

Group saving is safer than it used to be. Back in the day, money was hidden under a mattress, or stashed in a group member’s personal bank account, which blocked access to other members.

How to handle a call from a debt collector

How to handle a call from a debt collector

19 October 2021 · Harper Banks

If you don’t keep to your debt obligations, your credit provider will reach out to their collections department, or partner, and request that a debt collector call you. We briefly look at how debt collectors work, and how you should handl...

How to qualify for a grant in South Africa

How to qualify for a grant in South Africa

18 October 2021 · Harper Banks

There are numerous social grants available in South Africa. We have a look at why social grants are important, and we detail which grants are available and how you can qualify for them.

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