Guiding consumers since 2009

Terms & Conditions


The information provides is for the user’s guidance only. We are not offering advice or advising users on specific products, services or providers. accepts no responsibility for any loss incurred from the use or reliance on the data published here.

Users should ensure that they are satisfied with the suitability of a product before committing to a contract or agreement and the obligations included in any contracts and agreements. We recommend that prior to agreeing to any contracts users should seek the advice of an independent financial consultant or the individual provider.

To find out more about your rights, contact the Financial Services Board, the Office of the Ombud for Financial Services Providers, the Ombudsman for Banking Services or the National Credit Regulator, amongst other organisations.

Consumers should always use a financial advisor or planner that is approved by the Financial Services Board.


Data and information

The products and services offered by South Africa’s banks and financial services providers are complicated and often their data and information is complex and unclear. That is why has been created to help provide consumers with clarity of information and help them make informed choices from a single source.

We have taken every care to ensure that the data we provide here is reliable by only using sources that we believe to be accurate. However, the accuracy of the data and information, including rates, fees and charges, that we provide cannot be guaranteed. provides information to assist the user in making comparisons between products, but does not give advice or recommendations on the user’s choice of product, services or providers. accepts no responsibility for any loss incurred from the use or reliance on the data and information provided here.

By committing to a contract the user agrees to the terms and conditions of that contract and will thus be held liable for the penalties of non-compliance. If the user is in any doubt they should seek professional advice.

By agreeing to our terms and conditions you also agree to a third party credit check to be performed on your behalf upon collection of your RSA Identity number in order for our partners to determine if you are a suitable candidate. 


Independence is completely independent and provides an unbiased view of financial services products and providers. We do not promote ‘sponsored’ products or individual product providers and advertising will not affect our independent stance.

'Best Buy' selections are chosen purely on an independent editorial basis and users should always ensure that those products meet their specific needs and that they understand their obligations when agreeing to a contract. guides have been written on an independent editorial basis, with the exception of those guides that have either been wholly written by one of our partner companies, or in cooperation with one of our partner companies. In all cases our guides simply provide guidance and do not constitute advice.

Although every effort has been taken to ensure the accuracy of the guides, does not take responsibility for any loss incurred from the use or reliance on the data published in them and users should always seek independent advice before acting on the information included in the guides.


Our partner companies

Many providers in South Africa do not publish actual rates for products such as mortgages, vehicle finance and short-term loans, so is currently unable to compare those products as we do with bank accounts and credit cards.

However, wherever possible we have created partnerships with independent companies that provide access to a wider number of providers and products, or with companies that we feel offer good service and value in particular areas. acts as a referral service to these partners. Although we have taken every effort to ensure these companies offer high quality services and advice, does not take responsibility for any losses incurred from the use or reliance on information and advice provided by these companies.

Any advice provided by partner companies does not constitute advice from and any contracts and agreements entered into by users with those companies are not agreements with

If you have any concerns or complaints about our partners please contact us on


Links to Other Websites

The provision by of a link to another website does not constitute any authorisation to the user to access material held at that location, nor is it evidence of any endorsement by of the material held there. accepts no responsibility or liability for the privacy of your personal information on such websites, as these are beyond our control and will accept no responsibility or liability in respect of any materials on any third party internet website which is not under its control.



All text, data, templates, /images, information, tools and layouts, other than those supplied by third parties such as advertisers and partners, are the property of

You are permitted to copy or print extracts from this website for your own personal use however all rights, intellectual or otherwise, will remain with and do not pass to you. Should you wish to use content of the site for any other purpose, please contact us on


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