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Build your wealth by investing in your future

Savings and investments play an important role in your financial well-being. Make good money choices by knowing the options that cater to your short and long-term needs. 

Overview

Did you know? Only 8% of South Africans can maintain their standard of living and are set to retire comfortably. However, it’s never too late to start investing.

Saving and investing may sound like the same thing, and to some degree, they are. They both involve setting aside money for your future benefit. Savings are funds that are kept aside to achieve short-term goals. Investments, on the other hand, are assets that are acquired with the aim of increasing income over the longer term.

We explore the differences between saving and investing, and consider how you should decide which one to pursue.

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Quick guide

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Give a gift that builds wealth

We explore what to consider when giving a gift that can help secure the financial future of your children.

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Cryptocurrency – read before you invest

We investigate the crypto investment landscape, whether it’s possible to invest safely in cryptocurrencies, and red flags for potential investors.

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Set up an emergency fund to offset load shedding

We consider what an emergency fund is, and how you can use it to buffer the impact of load shedding.

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Secrets to a successful stokvel

We investigate the pros and cons of this form of collective saving, and consider how to choose or start a successful stokvel.

Articles and insights

Forex trading – is it worth the risk?

Forex trading – is it worth the risk?

21 November 2023 · Lauren Burley Copley

New to forex trading? We share some key insights into the knowledge, skills, and discipline required to buy and sell currencies.

The best South African bank accounts for saving

The best South African bank accounts for saving

07 November 2023 · Fiona Zerbst

Saving is a crucial step towards securing your financial future. We consider which South African bank accounts best help you to save.

“How I saved up for what I wanted”

“How I saved up for what I wanted”

02 November 2023 · Fiona Zerbst

Saving may seem daunting, but making small changes can help you achieve your goals. Three South Africans share their saving strategies.

Easy ways to invest in agriculture

Easy ways to invest in agriculture

31 October 2023 · Fiona Zerbst

Investing in the agricultural sector may seem out of reach to many, but crowdfarming can make this type of investment possible. We investigate.

Is it worth investing a small amount of money?

Is it worth investing a small amount of money?

26 October 2023 · Fiona Zerbst

Investing helps you grow your money, but how do you know if you have enough set aside? We ask the experts when to save and when to invest.

Is your emergency fund big enough?

Is your emergency fund big enough?

12 October 2023 · Fiona Zerbst

An emergency fund can provide you with a financial buffer in a crisis. We explain how sizeable an emergency fund should be, and how to save up for it.

Tax-free savings account or retirement annuity?

Tax-free savings account or retirement annuity?

05 October 2023 · Fiona Zerbst

A tax-free savings account can contribute to retirement savings, but will it match the benefits of a retirement annuity? We ask the experts.

Why goal setting is the key to saving

Why goal setting is the key to saving

03 October 2023 · Fiona Zerbst

Goal setting is vital to saving, providing you with direction and focus. This article explains how to set appropriate savings goals.

Why your property is not your pension

Why your property is not your pension

26 September 2023 · Siobhan Cassidy

For many South Africans bond repayment is the last financial goal, however, it's important to note how property differs from other investments, such as retirement annuities or pension funds.

View all Savings & Investments articles

Keep track of your financial wellness

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