News Debt consolidation – Explained
Isabelle Coetzee

Dealing with debt can be daunting. If you’re struggling to keep track of which store account to pay next and weighing up which credit card is more important to settle first, you may have considered debt consolation. At Justmoney, we’ve decided to get down to the basics and explain what this entails and what impact you can anticipate on your credit score.  

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News 3 Vehicle financing options compared – which is cheaper?
Danielle van Wyk

Buying a car is a considered a milestone, both in life and financially. Unless you’re able to fork out the cash, many opt for financing. But often the excitement to drive it off the showroom floor overshadows the need to check if you’re choosing the most-suited option. To help you make the best-informed decision we compare available vehicle financing structures in South Africa.

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News Splitwise: Split the bill not the friendship
Athenkosi Sawutana

Collecting your friends’ debt to you can be draining. You don’t want to ruin your friendship with them, and it can also be extremely awkward. I don’t know how many times I have written, deleted, and rephrased texts, reminding people to pay what is due to me.

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News Stokvel-friendly accounts – which one is fair?
Athenkosi Sawutana

The stokvel economy is approximately worth R49 billion in South Africa. This is according to the National Stokvel Association of South Africa (Nasasa). Altogether 24% of these stokvels are in Gauteng, while only 6% are in the Western Cape.

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Calculators

Have you ever wondered how much money you will need for your retirement? Or how much you will pay in taxes on your new salary? click on any of our free calculators below to work out exact numbers within minutes - it's as simple as a regular calculator.

JM Video

What are credit downgrades?

Elize Botha, managing director of Old Mutual Unit Trusts, explains what credit downgrades are. This, in light of Moody's affirmation of South Africa's credit rating. Find out more here: https://bit.ly/2JzTtIk


Why is the budget speech important?

Every year in February, after the State of the Nation Address, the finance minister presents the budget speech. Steven Nathan, CEO of 10X Investments, explains why the budget speech is important to all South Africans.


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