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Overview
To qualify for financial products, you will need a favourable credit score. Therefore, it’s important to regularly check your credit report and take active steps, if needed, to improve your score. By registering with JustMoney, you will gain access to your free credit report and a credit dashboard. Your credit score will be shown within a range of bad to average to good, numbering from 1 to 1,000. Your financial decisions will impact your score – click to see yours now!
Key features
Track your credit score history
Check your debt balance
See your personalised financial products
View your accounts
Check your debt-to-income ratio
Get unlimited access to a coach
Get an instant quote for a personal loan
Get an instant quote for a debt solution
Articles and insights

How to raise a dispute with a credit bureau
07 March 2023 · Fiona Zerbst
Incorrect information may appear in your credit report – and you have a right to challenge it. We discuss how to raise a dispute with a credit bureau.

How to avoid hitting your credit limit
07 February 2023 · Fiona Zerbst
Credit is a useful tool, provided you use it responsibly. We consider how credit limits are calculated, and how to manage your credit to stick within your budget.

How to access credit for the first time
02 January 2023 · Fiona Zerbst
This article outlines ways to access credit products in the absence of a credit score, and notes which products are best suited to first-time credit users.

Will your credit score help you to buy a property?
18 December 2022 · Fiona Zerbst
Your credit score is a key determinant of your home loan eligibility. We consider what your credit score reveals, and provide tips to help you secure a mortgage.

How lenders view your credit score, and how you can improve it
15 December 2022 · Fiona Zerbst
Your credit score is not just a number. This article explains how lenders and credit bureaus view your credit score, and provides some tips for improving it.

Is your credit score high enough to access vehicle finance?
08 December 2022 · Fiona Zerbst
We consider the role your credit score plays when you apply for vehicle finance, and note ways to improve your score so you can buy a car.

How to break poor credit habits
01 November 2022 · Fiona Zerbst
We investigate how poor credit habits can impact your financial health, and we consider what you can do to break them

How to improve your credit score
27 September 2022 · Fiona Zerbst
Lenders use your credit score to assess how risky it would be to lend you money. This article explains the steps you can take to improve your credit score over time.
Videos and podcasts you may enjoy
What does Credit Wellness mean to you?
Credit wellness is an important indicator of your financial health and journey. We chatted to a few people about their understanding of credit wellness.
Put your financial savviness to the test
The JustMoney team celebrates women and their financial savviness. See how you would fare in certain financial situations, give this video a watch.
Honey, let’s chat money
Financial compatibility is important when choosing a partner. According to statistics, the majority of divorces are as a result of financial disagreements. At JustMoney we believe in laying a solid financial foundation. This process starts with ...
Get my score
Check your credit score and make good money choices. It's instant and totally FREE! By registering with JustMoney, you will gain access to your free credit report and a credit dashboard.
